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HSBC: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.74 (86 reviews)

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3.74

Based on 86 reviews, last reviewed 13th Apr 2024

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

47%

23%

20%

Latest highest rating:

5

Great mortgage product - had no issues in the past 3... Great mortgage product - had no issues in the past 3+ years Reviewed on: 13th April 2024

Latest lowest rating:

2

I had to put in an official complain to HSBC re thei... I had to put in an official complain to HSBC re their mortgage advisor who advised me to cancel a product less than 24 hours after I agreed to it as h... Read more Reviewed on: 12th April 2024

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About the Fixed Rate Mortgage

HSBC is a financial services provider offering a range of products and services, including a variety of mortgages. A fixed rate mortgage has a set interest rate that lasts a specific period of time, usually between two and five years, but sometimes up to ten. Make sure you’re confident with the terms, conditions and interest rate of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

Buying a house is a big financial decision in anyone’s life, so finding the right mortgage is important. At Smart Money People, we collect HSBC fixed rate mortgage reviews to make your decision-making process easier. Gain valuable insight by reading genuine experiences from existing borrowers.

If a fixed rate mortgage sounds right for you, learn more about HSBC’s product on Smart Money People. Find out why borrowers chose this mortgage and how satisfied they’ve been throughout the term. Learn more about the application process and how supportive HSBC was throughout. Find out the main pros and cons of the product. Make an informed decision when choosing your new mortgage by reading our HSBC fixed rate mortgage reviews.

Perhaps you’re already an HSBC fixed rate mortgage customer? Why not share an honest review with our community? Tell us why you chose the product and what the main pros and cons you’ve experienced are. Did you encounter any problems throughout the process, and if so, how well did HSBC handle them? Has the lender kept you up to date with any important mortgage news or updates? Whether good or bad, write a HSBC fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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HSBC Fixed Rate Mortgage reviews (86)

Great mortgage product - had no issues in the past 3...

Great mortgage product - had no issues in the past 3+ years Reviewed on: 13th April 2024

I had to put in an official complain to HSBC re thei...

I had to put in an official complain to HSBC re their mortgage advisor who advised me to cancel a product less than 24 hours after I agreed to it as he said the rates were coming down, and then he conveniently forgot to call me and arrange for new paperwork to be done in order to get the new rate, by the time I asked them what was happening the rates had gone up nearly 2%. he claimed he had done nothing wrong, eventually I got them to agree the fixed rate that I had originally done a 2 hour zoom for. Reviewed on: 12th April 2024

Excellent service & good rates

I am ever so grateful to HSBC appriving my first house mortgage & been lucky with good rates & still with the bank since 2006 in a better place now with less than 5 years left to be mortgage free by my 50th Birthday feels surreal. Bank has been supportive during difficult financial period & provided reasonable rates & kept in the loop of my product term ending or rates changing. I particularly love using the app keeps me updated as I travel for work not always have time seeing to letters. Moved digital which I prefer keeps me upto date. Reviewed on: 10th April 2024

From an IFA, avoid HSBC like the plague when mortgaging

They have been consistently terrible and I am adamant that they are somehow manipulating their reviews here as they should be 1*. Worst underwriting experience on the market and that is terrible when there are lenders like Barclays. Horrific communication, underwriters will wait for you to answer one query and then raise 5 more. Always leading to unnecessary delays for prospective mutual clients, how is this in line with consumer duty? Not surprised as they are a bank known for controversy in money laundering. Reviewed on: 11th December 2023

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