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Nationwide: FlexDirect reviews

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4.58

Based on 333 reviews, last reviewed 20th Feb 2026

3200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

70%

20%

Latest highest rating:

5

Nationwide is 5 star. Nationwide is 5 star. They look after their customers and provide bonuses. You can always go into branch and speak to a human to resolve any queries. ... Read more Reviewed on: 20th February 2026

Latest lowest rating:

1

Nationwide have no concern for members banking exper... Nationwide have no concern for members banking experience. The IT systems used are woeful both from a user POV and back end. I am worried that the who... Read more Reviewed on: 26th June 2024

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About this product

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months.

If you’re eligible for an overdraft, the first £50 is interest free. The FlexDirect account has to be managed online or over the phone, not at the branch.

Nationwide FlexDirect current account reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience..

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Nationwide FlexDirect reviews (333)

Nationwide is 5 star.

Nationwide is 5 star. They look after their customers and provide bonuses. You can always go into branch and speak to a human to resolve any queries. To class service. Reviewed on: 20th February 2026

Unbeatable customer service

Easy to use banking via their app with excellent clear information. There are rarely any problems or issues but whenever there are, they are always really responsive and helpful. In addition I really appreciate that they have many branches where you can actually go and talk to a real human being, not an AI bot. On a side note, they are always very helpful and kind to my elderly mum, who struggles to understand online banking and prefers to do things the 'old fashioned' way. Top notch customer service - thank you Nationwide. Reviewed on: 19th February 2026

Nationwide uses ai to flag suspicious transactions.

Nationwide uses ai to flag suspicious transactions. This leads to a mandatory account freeze for two weeks while the transaction is verified as honest. They need more staff on this, because the inconvenience is massive. Reviewed on: 15th February 2026

Love the transparency

Love the profit sharing that Nationwide does, along with the excellent communications about acquisition and their rationale behind it. I only wish more financial institutions are so transparent. Reviewed on: 14th February 2026

Middling interest rates, good app

Middling interest rates, good app Reviewed on: 5th February 2026

Superb service in person branches locally.

Superb service in person branches locally. Website and online banking works seemlessly. Reviewed on: 27th January 2026

Bonus for being a member

I got interest on the account and offer on the savings account as well as member bonus Reviewed on: 26th January 2026

Switching to Nationwide FlexDirect was trouble free

Switching to a Nationwide FlexDirect account was quick, easy and trouble free. And I got cash back for switching, get paid to use my debit card and get interest on my balance. Reviewed on: 26th January 2026

Nationwide FlexDirect

Opened account over five years ago and never had a problem. Online banking is very secure with a four stage process with a card reader, not just an otp to your phone, and website is simple to use and well laid out. Statements are clear and payments are easy to make. Reviewed on: 25th January 2026

Great rates, app, communication and rewards

I’ve been a customer of Nationwide banking and mortgages for many years. Their app is brilliant. It makes banking and budgeting easy to manage. Their communications are proactive and helpful. And they reward members annually with small cash payments. Just a brilliant organisation and service! Reviewed on: 24th January 2026

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