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Nationwide: FlexDirect reviews

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4.61

Based on 371 reviews, last reviewed 20th Apr 2026

6300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

71%

19%

Latest highest rating:

4

Doesn't dictate too much to customers Supports customers without a smart phone providing a key pad. Clear clean online banking experiences. Doesn't dictate too much to customers compared t... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

Nationwide have no concern for members banking exper... Nationwide have no concern for members banking experience. The IT systems used are woeful both from a user POV and back end. I am worried that the who... Read more Reviewed on: 26th June 2024

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About this product

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months.

If you’re eligible for an overdraft, the first £50 is interest free. The FlexDirect account has to be managed online or over the phone, not at the branch.

Nationwide FlexDirect current account reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience..

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Nationwide FlexDirect reviews (371)

In-branch staff always happy to help.

Have both banking and mortgage with Nationwide. Banking is simple and straightforward account. Whenever have had queries about anything, in-branch staff always happy to help Reviewed on: 24th March 2026

easy to use, competitive rates, trustworthy.

easy to use, competitive rates, trustworthy. Option of in person or mobile banking Reviewed on: 24th March 2026

Nationwide App.

Nationwide App. Is easy to access and gives me all information I require and the ability to run my accounts as necessary. Reviewed on: 24th March 2026

Very good bank to deal with, also like the fact they...

Very good bank to deal with, also like the fact they share the profits with customers Reviewed on: 24th March 2026

I was tired of my bank for 27 years, no customer ser...

I was tired of my bank for 27 years, no customer services whatsoever and visited the Belfast branch of Nationwide, less than 5 minutes away from my old bank, where their customers services are only by appointment. Staff at Nationwide was welcoming, friendly, professional, respectful and supportive. Took me I will say less than 10’ to open an account and on top I was rewarded with money and other benefits and opportunities to get more from my own money. I also feel safe with handling my account in the app and when I need to speak with a customer support on the phone, I always satisfied with what I need. Reviewed on: 24th March 2026

Fabulous account and company.

Fabulous account and company. Feels safe and secure. App and online banking work well, and branch open in towns Reviewed on: 24th March 2026

The Nation is Wide!

Any time I have a need to contact Nationwide's customer service, I am always met with a friendly and helpful assistant. My enquiries are always handled courteously and diligently. Reviewed on: 16th March 2026

Make the switch to Nationwide

I switched to Nationwide for personal banking (FlexDirect) after being with Barclays since my student years - a very long time! So glad that I made the move. I received a £200 welcome for doing so (not my main reason for switching) and every year since I have received an annual Fairer Share bonus payment of £100 for being a customer. I find the Nationwide app and products so easy to navigate for banking online. If I have any questions, I can chat online with a real person - not a bot. I also applaud the fact that while all the high street branches are closing, Nationwide stays open. I wish I had made the switch sooner and would recommend Nationwide Bank to others. Reviewed on: 9th March 2026

Nationwide is 5 star.

Nationwide is 5 star. They look after their customers and provide bonuses. You can always go into branch and speak to a human to resolve any queries. To class service. Reviewed on: 20th February 2026

Unbeatable customer service

Easy to use banking via their app with excellent clear information. There are rarely any problems or issues but whenever there are, they are always really responsive and helpful. In addition I really appreciate that they have many branches where you can actually go and talk to a real human being, not an AI bot. On a side note, they are always very helpful and kind to my elderly mum, who struggles to understand online banking and prefers to do things the 'old fashioned' way. Top notch customer service - thank you Nationwide. Reviewed on: 19th February 2026

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