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Santander: 123 Current Account (discontinued) reviews

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4.16

Based on 1,271 reviews, last reviewed 25th Mar 2026

900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

A very reliable service provider A very reliable service provider Reviewed on: 25th March 2026

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1271)

A team of friendly and highly competent staff

The desk staff and the consultant all make one feel valued. They are always helpful and very professional in approach Reviewed on: 20th August 2019

Fast efficient service, all advisors very knowledgeable

Over 30 years of good service. Will not change for anything Reviewed on: 30th July 2019

day light robbery

bunch of thiefs. 700£ was missing from my account cancel my complaints. without telling reason. plz before opening account with this shi.. BANK, check all reviews. Reviewed on: 11th July 2019

Santander Account

I would recommend this account as it has allowed me the option of being able to make interest on the money already within the account this has proved very beneficial especially when larger sums of money are held in the account. I would also recommend this account and the bank society as they have always been helpful when every I needed help and I am satisfied with their service and customer satisfaction. Reviewed on: 23rd June 2019

Great current account

I totally trust this account, never a mistake, very clear and understandable website, good rate of interest Reviewed on: 22nd June 2019

Best Account Overall

With that many products around at the moment and after weighing them up, the 123 account from Santander worked best for me and my money. Reviewed on: 10th June 2019

Good interest rates

Think this is the best current account interest rate on the market at the moment. Reviewed on: 9th June 2019

Not So Good Since Interest Rate Reduced

This account was previously quite lucrative but is not so since the interest rate was reduced, as a result of which I shopped around and moved elsewhere. Reviewed on: 8th June 2019

GREAT ACCOUNT

EASY TO USE AND UNDERSTAND. GREAT CUSTOMER SERVICE TOO Reviewed on: 8th June 2019

20 years plus and still happy

I have been with Santander since it was Alliance and Leicester and I have never had any complaints. My only niggle is that all of the local branches near me seem to have closed down. It is fairly easy to bank with them online or via the post office however I recently tried to pay in a cheque and couldn't do it because I didn't have any paying in slips. I assumed that my debit card would be sufficient. Reviewed on: 6th June 2019

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