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Santander: 123 Current Account (discontinued) reviews

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

20 years plus and still happy

I have been with Santander since it was Alliance and Leicester and I have never had any complaints. My only niggle is that all of the local branches near me seem to have closed down. It is fairly easy to bank with them online or via the post office however I recently tried to pay in a cheque and couldn't do it because I didn't have any paying in slips. I assumed that my debit card would be sufficient. Reviewed on: 6th June 2019

Ace!

Good interest and money back on DD's. Excellent! Reviewed on: 3rd June 2019

Best going

Excellent two way communication skills by telephone, online or in branch. All the family now with this company. Reviewed on: 30th April 2019

Quite average

Quite average, not many perks, phone service not great Reviewed on: 22nd April 2019

All good and excellent online banking !

All good and excellent online banking ! I don't think I've ever needed to go into a branch - I can do it all online ! Reviewed on: 19th April 2019

Does an ok job

offers little incentives, purely a savings account Reviewed on: 18th April 2019

123 Santander Current Account Card

This card is ideal as not only does it give you interest over a period of time, the security has been boosted recently with real time texts on activity and has now added more flexibility to the app like transferring cash and things only available on desktop. Reviewed on: 17th April 2019

Great interest rate and benefits

Great rate of 1.5% on up to £20,000, and money back on household bills - perfect for everyday banking Reviewed on: 17th April 2019

Excellent service

Excellent service and cashback, I would thoroughly recommend Reviewed on: 16th April 2019

Bank

Good understanding bank .always helpfull and service good Reviewed on: 15th April 2019

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