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Santander: 123 Current Account (discontinued) reviews

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Money back on bills

Great perk to get cash back on regular spend, great to use as a household bills account Reviewed on: 21st August 2019

A team of friendly and highly competent staff

The desk staff and the consultant all make one feel valued. They are always helpful and very professional in approach Reviewed on: 20th August 2019

Fast efficient service, all advisors very knowledgeable

Over 30 years of good service. Will not change for anything Reviewed on: 30th July 2019

day light robbery

bunch of thiefs. 700£ was missing from my account cancel my complaints. without telling reason. plz before opening account with this shi.. BANK, check all reviews. Reviewed on: 11th July 2019

Santander Account

I would recommend this account as it has allowed me the option of being able to make interest on the money already within the account this has proved very beneficial especially when larger sums of money are held in the account. I would also recommend this account and the bank society as they have always been helpful when every I needed help and I am satisfied with their service and customer satisfaction. Reviewed on: 23rd June 2019

Great current account

I totally trust this account, never a mistake, very clear and understandable website, good rate of interest Reviewed on: 22nd June 2019

Best Account Overall

With that many products around at the moment and after weighing them up, the 123 account from Santander worked best for me and my money. Reviewed on: 10th June 2019

Good interest rates

Think this is the best current account interest rate on the market at the moment. Reviewed on: 9th June 2019

Not So Good Since Interest Rate Reduced

This account was previously quite lucrative but is not so since the interest rate was reduced, as a result of which I shopped around and moved elsewhere. Reviewed on: 8th June 2019

GREAT ACCOUNT

EASY TO USE AND UNDERSTAND. GREAT CUSTOMER SERVICE TOO Reviewed on: 8th June 2019

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