Smart Money People Logo

Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,271 reviews, last reviewed 25th Mar 2026
900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

A very reliable service provider A very reliable service provider Reviewed on: 25th March 2026
Robert Harvey's avatar
Robert Harvey

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026
robert j's avatar
robert j

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience. Write a review

Santander 123 Current Account (discontinued) reviews (1271)

Ace!

5
Good interest and money back on DD's. Excellent! Reviewed on: 3rd June 2019

Best going

5
Excellent two way communication skills by telephone, online or in branch. All the family now with this company. Reviewed on: 30th April 2019

Quite average

3
Quite average, not many perks, phone service not great Reviewed on: 22nd April 2019

All good and excellent online banking !

5
All good and excellent online banking ! I don't think I've ever needed to go into a branch - I can do it all online ! Reviewed on: 19th April 2019

Does an ok job

4
offers little incentives, purely a savings account Reviewed on: 18th April 2019

123 Santander Current Account Card

5
This card is ideal as not only does it give you interest over a period of time, the security has been boosted recently with real time texts on activity and has now added more flexibility to the app like transferring cash and things only available on desktop. Reviewed on: 17th April 2019

Great interest rate and benefits

4
Great rate of 1.5% on up to £20,000, and money back on household bills - perfect for everyday banking Reviewed on: 17th April 2019

Excellent service

5
Excellent service and cashback, I would thoroughly recommend Reviewed on: 16th April 2019

Bank

5
Good understanding bank .always helpfull and service good Reviewed on: 15th April 2019

Nothing to complain about

4
I have always been with Santander and had no problems at all. I know there are other accounts out there with better benefits but have had no reason really to switch. Reviewed on: 15th April 2019

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Life Insurance

    from Santander 5.00 from 2 reviews
    Santander
  • Zero Credit Card

    from Santander 4.21 from 21 reviews
    Santander
  • Everyday Credit Card

    from Santander 4.13 from 22 reviews
    Santander
    View all products