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Santander: 123 Current Account (discontinued) reviews

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Great product

Great product with cashback and interest features Reviewed on: 21st November 2018

123 Current Account

I've had this account for the past 5 years and never had any problems with it. Ease of transfer, setting up payments and direct debits. The design on the website and apps has easy to use features and makes it simple to choose what you need. Good rates and recommended for simple bank account use. Reviewed on: 20th November 2018

Amazing cashback offs whether you

Amazing cashback offers refreshing weekly, you can opt in or some of them are as standard, also you get exclusive rates and also cashback on standard bills!! Free money! Reviewed on: 19th November 2018

Great staff

The staff in Santander are always friendly and helpful, Santander always has a good choice of options of accounts Reviewed on: 18th November 2018

Super

Great in-bank help. Always there if you need help and offer advice to everyone. Never had an issue when ringing and get to speak to someone very quickly! Reviewed on: 17th November 2018

Excellent customer support

Excellent customer support and understanding of peoples needs in difficult times Reviewed on: 17th November 2018

123 always adds up

The 123 account gives money back when your set up direct debits are paid from your account. There is a £5 monthly charge but your account always earns more than this. It is very much a case of having something for nothing. Reviewed on: 17th November 2018

Does what it says on the tin

Great account, cashback on selected purchases. What's not to love Reviewed on: 15th November 2018

great current account

simple online banking, friendly staff in branches and easy to use! Reviewed on: 14th November 2018

Never had any problems

Been with Santander for around 10 years now and cant fault them Reviewed on: 12th November 2018

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