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Santander: 123 Current Account (discontinued) reviews

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4.16
Based on 1,265 reviews, last reviewed 26th Jan 2026
200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Good interest rate for credit balances and is accept... Good interest rate for credit balances and is accepted abroad Reviewed on: 26th January 2026
A's avatar
A

Latest lowest rating:

2

Loved the 123 account why did it go? Had a 123 account loved it, then Santander changed it to basic, whilst trying to get me to upgrade to a edge account which would cost me money most mo... Read more Reviewed on: 25th January 2026
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Karen
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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1265)

Easy

5
Easy bank to be with, great customer service. Would recommend Reviewed on: 22nd November 2018
beckyvs1's avatar
beckyvs1

Excellent account

5
I love my 123 account. So easy to use and gives me money back from paying bills. I would and have recommended this account to everyone! Reviewed on: 22nd November 2018
Zam Xavier's avatar
Zam Xavier

Excellent account

5
I love my 123 account, really easy to use and gives me money back from paying bills. I would, and have recommended this account to everyone! Reviewed on: 22nd November 2018
Zam Xavier's avatar
Zam Xavier

Great product

5
Great product with cashback and interest features Reviewed on: 21st November 2018
Bruna Ferreira's avatar
Bruna Ferreira

123 Current Account

4
I've had this account for the past 5 years and never had any problems with it. Ease of transfer, setting up payments and direct debits. The design on the website and apps has easy to use features and makes it simple to choose what you need. Good rates and recommended for simple bank account use. Reviewed on: 20th November 2018
rkiadeh's avatar
rkiadeh

Amazing cashback offs whether you

5
Amazing cashback offers refreshing weekly, you can opt in or some of them are as standard, also you get exclusive rates and also cashback on standard bills!! Free money! Reviewed on: 19th November 2018
Cwprze's avatar
Cwprze

Great staff

5
The staff in Santander are always friendly and helpful, Santander always has a good choice of options of accounts Reviewed on: 18th November 2018
Di's avatar
Di

Super

5
Great in-bank help. Always there if you need help and offer advice to everyone. Never had an issue when ringing and get to speak to someone very quickly! Reviewed on: 17th November 2018
Helen Grayson's avatar
Helen Grayson

Excellent customer support

5
Excellent customer support and understanding of peoples needs in difficult times Reviewed on: 17th November 2018
Peter's avatar
Peter

123 always adds up

5
The 123 account gives money back when your set up direct debits are paid from your account. There is a £5 monthly charge but your account always earns more than this. It is very much a case of having something for nothing. Reviewed on: 17th November 2018
Cherryl's avatar
Cherryl

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