Write a review

Santander: 123 Current Account (discontinued) reviews

View other Santander products

4.16

Based on 1,247 reviews, last reviewed 18th Apr 2025

1100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

123 current account was reliable with good cashback I had a 123 current account with santander, and liked the cashback. The app is fairly easy to navigate but it can be tricky sometimes to access the bu... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

Goodbye Santander Unable to withdraw my cash when needed. A real lack of proactive help from this bank to keep our business. All accounts now closed. Reviewed on: 4th April 2025

Read all reviews Write a review

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander 123 Current Account (discontinued) reviews (1247)

Good rewards, but not as high interest as in the past

Good rewards and improved banking app, but not as high interest as in the past. Reviewed on: 8th November 2018

Great everyday account

Good for cashback on household bills and pays decent interest if you have a healthy balance. Overall, I think I've been better off keeping this account than getting new customer bonuses moving around to loads of different banks. Reviewed on: 8th November 2018

Great interest rate

This account has a great interest rate Reviewed on: 8th November 2018

easy to use

works well, without one having to think about it Reviewed on: 8th November 2018

No major issues

Friendly staff, usable website, (bit of a pain to log on could be looged by key logger) Reviewed on: 8th November 2018

Excellent account

Very Easy Account to use with great online services Reviewed on: 8th November 2018

Excellent Account

simple to use and lots of rewards Reviewed on: 8th November 2018

Staff

Friendly and helpful staff, always ready to help Reviewed on: 8th November 2018

Not as attractive as it used to be

I haven't had any problems at all with my account, so can't comment on customer service from that side, so that's good. Mostly positive, my only criticism it that the account isn't as attractive as when I first joined due to the introduction of a monthly account fee. Reviewed on: 8th November 2018

123 ACCOUNT

GET MONEY BACK ON THE BILLS YOU ARE PAYING ANYWAY SO WIN WIN SITUATION. GREAT ACCOUNT. Reviewed on: 8th November 2018

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Ultimate Reward Current Account
from Halifax 3.97 from 98 reviews
Student Bank Account
from HSBC 3.18 from 19 reviews
Current Account
from Monzo 4.92 from 17178 reviews

There's still more to see!

Santander has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub