Write a review

Go to business site

Santander: 123 Current Account (discontinued) reviews

View other Santander products

4.17

Based on 1,275 reviews, last reviewed 18th Apr 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

4

Long term Santander Account I have had Santander accounts for over 10 years now and always found them to be of good service. The only downside I have encountered is the telephon... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026

Read all reviews Write a review

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander 123 Current Account (discontinued) reviews (1275)

Good account which pays interest

Ideal for all as it can easily take care of ones direct debits and you get money back on them also. Reviewed on: 25th November 2018

Works well

We get the benefits, no messing about, filling in redemption forms. Simple and no hassle. Sorry, that is what I want. Reviewed on: 23rd November 2018

Great bank indeed

I've banked with Santander for over 10 years and they've been always very helpful despite my financial difficulties of the past. Recent updates to the android app made it very beneficial and useful. Reviewed on: 23rd November 2018

Pretty good

Quite like it though not as good as it used to be Reviewed on: 22nd November 2018

Great bank

Never had a problem with Santander every branch I've been to they have always been great and very helpful can't see anything that would make me even think of leaving them Reviewed on: 22nd November 2018

Fantastic account

Santander 123 Current account is a great product which allows me and my wife to make some decent cashback through monthly house bills: 1% on water rates and council tax (plus our mortgage as it is provided my Santander). 2% on utilities, and 3% on mobile bills, braodband and tv packages. On top of this, monthly interest is also paid in depending on the bank account balance. Top product, can't complain at all! Reviewed on: 22nd November 2018

Great product

I love Santander. Online banking is easy and I get cashback for my mortgage payments and bills plus interest on my balance Reviewed on: 22nd November 2018

ticks all the boxes

good, satisfactory product but useless customer service. Reviewed on: 22nd November 2018

ottimo

Eccezionale e servizio rapito e sicuro Reviewed on: 22nd November 2018

Easy to use and simple to transfer and setup

On transferring to Santander I was extremely pleased with the service provided and the smoothness of the transfer. The difference between Santander and RBS is night and day, especially with the online banking service and especially the interest rates provided. The only disappointing thing is that although the national rate of interest has gone up Santander have not repaid their customers original faith when joining and returned the interest rate to 3% as was originally advertised nor have they reduced the £5 per month fee back to £3 per month. Reviewed on: 22nd November 2018

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Personal Current Account
from Bank of Ireland 4.35 from 14 reviews
Standard Current Account
from Ulster Bank 3.53 from 36 reviews
FlexBasic
from Nationwide 4.39 from 127 reviews

Want to see more from Santander?

Life Insurance
from Santander 5.00 from 2 reviews
Choice Current Account
from Santander 4.23 from 22 reviews
Zero Credit Card
from Santander 4.21 from 21 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub