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Santander: 123 Current Account (discontinued) reviews

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4.17

Based on 1,275 reviews, last reviewed 18th Apr 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

4

Long term Santander Account I have had Santander accounts for over 10 years now and always found them to be of good service. The only downside I have encountered is the telephon... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1275)

Does what it says on the tin

Great account, cashback on selected purchases. What's not to love Reviewed on: 15th November 2018

great current account

simple online banking, friendly staff in branches and easy to use! Reviewed on: 14th November 2018

Never had any problems

Been with Santander for around 10 years now and cant fault them Reviewed on: 12th November 2018

If it isn't broken don't fix it

I have had this account for a long time now - yes there may well be slightly better deals or tempting offers but I am so happy with the service that I don't want to change Reviewed on: 11th November 2018

Average

I find their current account average and their customer service poor Reviewed on: 11th November 2018

Excellent customer service

No matter what the query is, I have always found the staff at Santander to be incredibly helpful and patient. Reviewed on: 10th November 2018

123 account review

I have found the 123 account to be really positive. The ability to make money each month has been very helpful with getting cashback on my household bills, plus 1.5% on the balance. Reviewed on: 9th November 2018

Good and flexible bank account

Great bank account with a decent overdraft. Still has a branch nearby unlike most banks Reviewed on: 9th November 2018

Good rewards, but not as high interest as in the past

Good rewards and improved banking app, but not as high interest as in the past. Reviewed on: 8th November 2018

Great everyday account

Good for cashback on household bills and pays decent interest if you have a healthy balance. Overall, I think I've been better off keeping this account than getting new customer bonuses moving around to loads of different banks. Reviewed on: 8th November 2018

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