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Santander: 123 Current Account (discontinued) reviews

View other Santander products
4.17
Based on 1,252 reviews, last reviewed 5th Sep 2025
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025
Jos's avatar
Jos

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025
Tina's avatar
Tina
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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Excellent

5
This is an excellent account and there have been no problems using this account. Recommended! Reviewed on: 7th November 2018
David Kay's avatar
David Kay

Santander a Bank for all people

5
I have been with Santander for 3 years as a personal customer and the services I have received has been exceptional Reviewed on: 6th November 2018
Benson E Ikini's avatar
Benson E Ikini

123 Works for me

5
For those of you who want a decent account that gives something back for a small fee then this is one of the best accounts, you don’t need to have a vast salary paid in unlike many other accounts, this one is a minimum of £500 a month, you get cash back on direct debits to major utility suppliers & interest on your balance. Good website, I don’t get bombarded with loads of rubbish emails & they also offer rewards on using your debit card at certain retailers, just plain good all round service. Reviewed on: 6th November 2018
Kathryn Moxey's avatar
Kathryn Moxey

Great cashback perks

4
Getting £10 per month cashback on my mortgage payments each month, such a bonus Reviewed on: 6th November 2018
peter.mccleery@outlook.com's avatar
[email protected]

WIDE CHOICE OF ACCOUNTS - GREAT ON-LINE BANKING PLATFORM

5
WIDE CHOICE OF ACCOUNTS FOR BILLS AND SAVINGS - GREAT EASY TO USE ONLINE BANKING PLATFORM - EASY CUSTOMER SERVICE EXPERIENCES Reviewed on: 6th November 2018
KEN's avatar
KEN

Very happy with this account and the level of service

5
Pleased with the level of service at Santander. I have been very happy with this bank for many years, they are always happy to help with any problems and in fact most things can be resolved on line if you have that facility enabled. Nice to be able to view your account at any time of day or night to suit you. Reviewed on: 6th November 2018
Marion Payne's avatar
Marion Payne

Excellent

5
Great account being able to get interest on 20k plus cashback on DDs and various companies. Reviewed on: 6th November 2018
GlynP's avatar
GlynP

Review of our account

4
We have been with Santander for around 10 years now and have always had positive experiences with them. Reviewed on: 6th November 2018
Victoria Whitley's avatar
Victoria Whitley

Used to be good

2
This used to be a great account - but the interest rate was drastically reduced - making it very ordinary. Reviewed on: 6th November 2018
Wendy Plater's avatar
Wendy Plater

good interest with cashback

3
Easy to operate account with a "high" level of interest paid monthly along with cashback from various utility companies. Reviewed on: 5th November 2018
Mrk Cozens's avatar
Mrk Cozens

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