Write a review

Go to business site

Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2600 reviews)

View other Central Credit Union products

4.97

Based on 2,600 reviews, last reviewed 23rd Feb 2026

33% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

Read all reviews See your review

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Best Credit Union

Started saving with the credit union when I was a working single- parent and was able to take my daughter on our first holiday abroad. The staff are so helpful and go out of their way to help people in their community. I’ve recommended them to my daughter and people I know. X Reviewed on: 25th June 2020

They are the best

They provide fast service with excellent customer service Reviewed on: 3rd March 2025

I have been a member for over 10 years but never use...

I have been a member for over 10 years but never used the account, upon using it for savings I signed up for a loan and I was accepted. Really appreciate the service and professionalism from the Satff. Thanks Reviewed on: 27th February 2025

Friendly staff, always willing to help.

Friendly staff, always willing to help. Good way to save alongside small loans Reviewed on: 25th February 2025

Best team credit union in North

I inquired about loan like a week ago then today i just signed my aggrement. They response so quickly and gave you the information you need . So I highly recommend the Central Liverpool Credit Union team. Best team in North! Reviewed on: 25th February 2025

The staff are always very helpful, the app is easy t...

The staff are always very helpful, the app is easy to use and the loan process is quick. I have emailed a few queries and I get a reply within an hour or two. I applied for a loan on Friday afternoon and had the forms to sign by Monday morning, much quicker than other loan companies Reviewed on: 24th February 2025

A straight forward process.

I feel that when I receive a loan from credit union that I am good hands and I respect that fact they don’t allow you to get more than two loans a year, to prevent you going into debt. They’re interest rates are low, and it’s a very straight forward process Reviewed on: 22nd February 2025

Central credit union is an excellent service easy to...

Central credit union is an excellent service easy to apply but so helpful would highly recommend Reviewed on: 19th February 2025

Very helpful knowledgable and friendly

Very helpful knowledgable and friendly Reviewed on: 19th February 2025

They are prompt and very efficient and will always t...

They are prompt and very efficient and will always try to accommodate the individual members needs, customer service is also second to none. Reviewed on: 19th February 2025

Brilliant service from Paula, supportive l, quick an...

Brilliant service from Paula, supportive l, quick and efficient Reviewed on: 14th February 2025

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews
Peer to Peer Lending
from Fruitful 0.00 from 0 reviews
Personal Loans
from Conduit 4.82 from 353 reviews

Want to see more from Central Credit Union?

Savings
from Central Credit Union 4.96 from 412 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub