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Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2600 reviews)

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4.97

Based on 2,600 reviews, last reviewed 23rd Feb 2026

33% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

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About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Always very helpful and friendly staff never have a...

Always very helpful and friendly staff never have a problem with anything the best credit union I have been with Reviewed on: 22nd April 2025

Brilliant customer service and very helpful

Brilliant customer service and very helpful Reviewed on: 2nd December 2024

I would be lost without these guys, excellent custom...

I would be lost without these guys, excellent customer service and very quick. Please keep going and helping people they way you have and continue to do so. Reviewed on: 2nd December 2024

I have used central credit union for over 8 years now.

I have used central credit union for over 8 years now. they have been really useful around Christmas times to help me make Christmas time extra special for my little ones taking away any financial stress. Reviewed on: 2nd December 2024

Stress free way to get a loan and build your savings

I have been getting loans from the credit union for around 5 years now I think which has always been used for Christmas presents and it has always been stress free. I have always been contacted within the time scale shown online whether it is 5 days or 10 days. You receive a quick response through the online portal and everybody I have ever been in contact with has been so polite and friendly. I like the fact that I can get a loan for Christmas but throughout the year I am actually building up my savings too which will be for my children when they are older. I honestly wouldn’t know what I would do without the credit union. Reviewed on: 2nd December 2024

Great communication and very helpful

Great communication and very helpful Reviewed on: 2nd December 2024

Always reliable and easy to manage

Always reliable and easy to manage Reviewed on: 1st December 2024

Quick replies, reliable, lovely staff yo speak with...

Quick replies, reliable, lovely staff yo speak with overall fantastic Reviewed on: 30th November 2024

I had a good experience would recommend!

I had a good experience I was kept in the loop about my loan I was told how many days it would take to be accepted! Overall great experience! Reviewed on: 30th November 2024

Great service no complaints by me

Great service no complaints by me Reviewed on: 30th November 2024

I use credit union every year

East to apply, friendly staff if you’re in need of help. Reviewed on: 30th November 2024

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