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Central Credit Union: Loans reviews

4.97
Based on 2,600 reviews, last reviewed 23rd Feb 2026
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026
Jennifer R's avatar
Jennifer R

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Absolute LIFESAVERS!!!

5
Credit Union have been a lifeline and huge support since we had our first child 10 years ago. They enable us to plan for things, save us from unexpected things and have meant no matter how challenging things got financially we ALWAYS had a place to turn to. The staff are so friendly and helpful and we cannot thank them enough. THANK YOU!!! Reviewed on: 23rd June 2020

I use credit union every year

4
East to apply, friendly staff if you’re in need of help. Reviewed on: 30th November 2024

Always a fast response and very helpful

5
Always fast response and very helpful Reviewed on: 30th November 2024

5* service ALWAYS

5
Always lovely staff, friendly and knowledgeable. Fast process and super easy. i have been with central credit union for 2 years, and their services help me so much being a single mum of 4. I save & am able to take out a loan during times I need one the most. Thanks guys! Reviewed on: 30th November 2024

Very quick with response and explained everything to...

5
Very quick with response and explained everything to me I would be lost without them thank you Reviewed on: 30th November 2024

Central credit union have always been great each tim...

5
Central credit union have always been great each time I have contacted them. Everything is explained thoroughly about loans and aavings. They've really helped me out alot since becoming a member. Reviewed on: 30th November 2024

I have been a member for over 10 years and always re...

5
I have been a member for over 10 years and always recommend credit union to other people, if they aren't already a member themselves. Central Credit Union make it possible for me to provide Christmas presents for my children every year and have been a life line for when household items or such need replacing. They offer fast reliable loans without the extortionate fees and take into consideration people's hardships. I am thankful for the Credit Union Reviewed on: 28th November 2024

Very down-to-earth service and very helpful

4
Very down-to-earth service and very helpful Reviewed on: 27th November 2024

Had a perfect experience every time with the credit...

5
Had a perfect experience every time with the credit union, you can build your savings aswell as paying off a loan and receiving money, it’s amazing Reviewed on: 27th November 2024

Great company

5
Really fantastic customer support and loan rates Reviewed on: 27th November 2024

They support you in saving and getting your life ba...

5
They support you in saving and getting your life back on track when things are hard Reviewed on: 22nd November 2024

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