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Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2600 reviews)

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4.97

Based on 2,600 reviews, last reviewed 23rd Feb 2026

33% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

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About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Best Credit Union

Started saving with the credit union when I was a working single- parent and was able to take my daughter on our first holiday abroad. The staff are so helpful and go out of their way to help people in their community. I’ve recommended them to my daughter and people I know. X Reviewed on: 25th June 2020

Always helpful, always polite, and very understandin...

Always helpful, always polite, and very understanding with family emergencies Reviewed on: 22nd April 2024

I love having credit union it helps me soo much, eve...

I love having credit union it helps me soo much, everybody should habe an account Reviewed on: 19th April 2024

One of life's is most positive choices

Always there when you need them most. They have been my safety net for many years now. Brilliant, can't thank them enough Reviewed on: 18th April 2024

Amazing service.

Amazing service. Really helpful and quick to respond Reviewed on: 18th April 2024

Quick an straight forward,friendly too

Quick an straight forward,friendly too Reviewed on: 18th April 2024

Been in credit union for 16 years.

Been in credit union for 16 years. It has helped me so many times when needing loans for holidays, Christmas etc Reviewed on: 18th April 2024

Brilliant company to use the loans I have taken out...

Brilliant company to use the loans I have taken out have come in handy Reviewed on: 18th April 2024

I have been a member for around nearly 2 years all t...

I have been a member for around nearly 2 years all the staff are friendly and helpful Reviewed on: 18th April 2024

Central credit union has allowed me to feel so free...

Central credit union has allowed me to feel so free since signing up. I feel confident taking out loans knowing I am paying back a fair amount of interest and saving at the same time really works for me. I have never been able to save so this has allowed me to prove to myself I can. I also have zero anxiety over Christmas knowing I can access a loan if need be and my Christmas savings do not cut it, with the cost of living crisis and having 2 kids I worry about Christmas a lot. Even having a good stable wage from full-time work, I now feel a lot less anxious thanks to my credit union. Nothing is too much to ask. Reviewed on: 17th April 2024

Received a loan quick and easy

Received a loan quick and easy very helpful people whowork there and accepted that I was in financial hardship and gave me the best offers available. Reviewed on: 17th April 2024

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