Smart Money People Logo

Central Credit Union: Loans reviews

4.97
Based on 2,600 reviews, last reviewed 23rd Feb 2026
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026
Jennifer R's avatar
Jennifer R

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Best Credit Union

5
Started saving with the credit union when I was a working single- parent and was able to take my daughter on our first holiday abroad. The staff are so helpful and go out of their way to help people in their community. I’ve recommended them to my daughter and people I know. X Reviewed on: 25th June 2020

Fast friendly service with good advice

5
Fast friendly service with good advice Reviewed on: 22nd February 2024

Easy to use and all are lovely people, always happy...

5
Easy to use and all are lovely people, always happy to help Reviewed on: 21st February 2024

Excellent customer service along with fair and hones...

5
Excellent customer service along with fair and honest feedback. Reviewed on: 21st February 2024

Central liverpool credit union are reliable.

5
Central liverpool credit union are reliable. Reviewed on: 19th February 2024

Loan application easy to understand.

5
Loan application easy to understand. Quick and efficient process - responsible lending checks complete. Reviewed on: 18th February 2024

Great service and very efficient

5
Great service and very efficient Reviewed on: 16th February 2024

Staff are lovely, loans are very affordable

5
Staff are lovely and helpful, loans are affordable and more than helpful plus they help you save, it’s easy to use the app or wedsite, I always recommend and will keep recommending Reviewed on: 15th February 2024

So unbelievably helpful, friendly!

5
So unbelievably helpful, friendly! Easy forms to complete and are in touch with you. Just wow! Unbelievable! You will not get people like this anywhere else. Reviewed on: 13th February 2024

Amazing team and service provider all round xx

5
I would have been lost over the last 8 years without the help and care from the team. they make it so easy to save, borrow and pay back and always there for help and support. I can give my children all they need ie holidays, days out and much more i would never be able to afford without central liverpool Reviewed on: 12th February 2024

They went above and beyond to successfully accept me...

5
They went above and beyond to successfully accept me for loan and all the staff have been great towards me and I'm so grateful for that thanks Carl Reviewed on: 9th February 2024

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Central Credit Union?

    View all products