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Central Credit Union: Loans reviews

4.96
Based on 2,599 reviews, last reviewed 16th Dec 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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Latest highest rating:

5

Bern with credit union for over 18 years now always... Bern with credit union for over 18 years now always been a great help. Reviewed on: 16th December 2025
Lynn McDonough 's avatar
Lynn McDonough

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2599)

Review of the Central Credit Union, Loans:

fantastic experience with Central Credit Union.

5
I have had a fantastic experience with Central Credit Union. From the moment I joined, the customer service has been exceptional, friendly, professional, and always willing to help. The staff take the time to explain financial products clearly, ensuring members make informed decisions. Their savings and loan options are far more flexible and affordable than those of high street banks, with fair interest rates and manageable repayment terms. I particularly appreciate their commitment to financial inclusion, supporting individuals who may otherwise struggle to access traditional banking services. The online banking system is straightforward and user-friendly, making it easy to manage my account on the go. I also value the credit union’s ethical approach to finance, reinvesting in the local community rather than prioritising profit. Overall, I highly recommend Central Credit Union to anyone looking for a trustworthy and community-focused financial institution. Reviewed on: 24th March 2025

Always Amazing

5
Credit Union have always been helpful, the offer affordable lending and they have excellent staff. Reviewed on: 29th August 2025

Staff are very nice and helpful.

5
Staff are very nice and helpful. Reviewed on: 29th August 2025

Good exsperience good customer service

5
Good exsperience good customer service Reviewed on: 28th August 2025

Good staff are friendly and helpfull

5
Good staff are friendly and helpfull Reviewed on: 28th August 2025

I was treated with kindness and respect it without i...

5
I was treated with kindness and respect it without it it wouldn’t be able to make my house a home Reviewed on: 27th August 2025

Credit union helps me save and allows me to access a...

5
Credit union helps me save and allows me to access affordable loans. Amazing for parents on a low budget or with bad credit. Reviewed on: 27th August 2025

Great staff

5
Spoke to Lindsey she was very helpful,quick & efficient Reviewed on: 27th August 2025

All my inquiries were answered straight away.

5
All my inquiries were answered straight away. Such a convenient team to talk to about loan Reviewed on: 27th August 2025

Topnotch

5
The experience was so great, the customer service was hundred percent great. The entire process was smoothly and professionally handled Reviewed on: 27th August 2025

Nothing had a problem with credit union, they are al...

5
Nothing had a problem with credit union, they are always there whenever you need them. Reviewed on: 27th August 2025

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