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Central Credit Union: Loans reviews

4.96
Based on 2,599 reviews, last reviewed 16th Dec 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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Latest highest rating:

5

Bern with credit union for over 18 years now always... Bern with credit union for over 18 years now always been a great help. Reviewed on: 16th December 2025
Lynn McDonough 's avatar
Lynn McDonough

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2599)

Review of the Central Credit Union, Loans:

fantastic experience with Central Credit Union.

5
I have had a fantastic experience with Central Credit Union. From the moment I joined, the customer service has been exceptional, friendly, professional, and always willing to help. The staff take the time to explain financial products clearly, ensuring members make informed decisions. Their savings and loan options are far more flexible and affordable than those of high street banks, with fair interest rates and manageable repayment terms. I particularly appreciate their commitment to financial inclusion, supporting individuals who may otherwise struggle to access traditional banking services. The online banking system is straightforward and user-friendly, making it easy to manage my account on the go. I also value the credit union’s ethical approach to finance, reinvesting in the local community rather than prioritising profit. Overall, I highly recommend Central Credit Union to anyone looking for a trustworthy and community-focused financial institution. Reviewed on: 24th March 2025

Always been good helpful quick and reliable

5
Always been good helpful quick and reliable Reviewed on: 11th August 2025

Always had an amazing experience with central credit...

5
Always had an amazing experience with central credit union. Service is excellent. Always happy to answer any questions I have. Always an explanation I an able.to understand. Reviewed on: 11th August 2025

Great quick and affordable loans

5
Always easy to apply, quick responses, affordable rates and very low apr. Always warm and welcoming and very helpful Reviewed on: 11th August 2025

Always a great experience with central credit union,...

5
Always a great experience with central credit union, pretty straight forward and explain things very well. Reviewed on: 11th August 2025

No fuss and very helpful, listened ,

5
No fuss and very helpful, listened , Reviewed on: 8th August 2025

The loan offers are quick and affordable, the staff...

5
The loan offers are quick and affordable, the staff are always happy to provide you with the best advice. They are always pleasant when you ring. Reviewed on: 8th August 2025

Verry lovely and down to earth members of staff an r...

5
Verry lovely and down to earth members of staff an really helpful Reviewed on: 7th August 2025

It was easy and friendly I would recommend to any on...

5
It was easy and friendly I would recommend to any one needing a loan Reviewed on: 6th August 2025

Really helpful and lovely people when speaking to them.

5
Really helpful and lovely people when speaking to them. Reviewed on: 6th August 2025

Excellent from start to finish , never had a problem...

5
Excellent from start to finish , never had a problem & helped me so much Reviewed on: 6th August 2025

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