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Central Credit Union: Loans reviews

4.97
Based on 2,600 reviews, last reviewed 23rd Feb 2026
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026
Jennifer R's avatar
Jennifer R

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Best Credit Union

5
Started saving with the credit union when I was a working single- parent and was able to take my daughter on our first holiday abroad. The staff are so helpful and go out of their way to help people in their community. I’ve recommended them to my daughter and people I know. X Reviewed on: 25th June 2020

Just so good to be able to have savings and also to...

5
Just so good to be able to have savings and also to be able to get help when having money issues Reviewed on: 12th May 2025

Effortless Small Loan Experience!

5
I recently needed a small loan for some flights, and I must say that my experience with Central Credit Union was outstanding. The process of setting up the loan was incredibly straightforward, making it an absolute breeze. I particularly appreciated how the repayments have been conveniently organised to come out on my paydays, meaning I don’t have to worry about a thing. The staff were exceptionally helpful throughout the entire process, providing clear guidance and support. Thank you, Central Credit Union, for such a positive experience! Reviewed on: 12th May 2025

Amazing customer service, especially the Loans aspec...

5
Amazing customer service, especially the Loans aspects helping people who can afford or just to leave especially with the cost. It has helped me a lot in a single mom sometimes is hard they’re always there to learn helping hands. Reviewed on: 12th May 2025

Great help for me when I need cash never let me down...

5
Great help for me when I need cash never let me down and the interest is amazing never had a problem with them Reviewed on: 12th May 2025

the best... of the best

5
Everyone is friendly + so helpful it’s just the best. Saving all the time , loans it’s a god send always there in times of need ie holidays, new washing machine, school uniforms it’s brilliant. Reviewed on: 12th May 2025

Staff members and overall service are fantastic!

5
Staff members are all so accommodating - I am a busy working, and carer mummy! I do not get chance to talk to the team as much but when I do contact the office they assure me that my Holiday, Birthday and Christmas saving are covered. Reviewed on: 12th May 2025

Always there to help great customer service and also...

5
Always there to help great customer service and also helps me save Reviewed on: 12th May 2025

Great customer services, very helpful and friendly s...

5
Great customer services, very helpful and friendly staff Reviewed on: 12th May 2025

Central credit union are amazing.

5
Central credit union are amazing. The loans they offer have been a great help for me and my family I would recommend to anyone! Reviewed on: 12th May 2025

Central Credit Union is amazing!

5
I can’t recommend Central Credit Union enough. Whether online or in person, you’re met with genuine care and support. They offer fair, affordable services with a real personal touch, a true community feel. Reviewed on: 12th May 2025