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Central Credit Union: Loans reviews

4.96
Based on 2,599 reviews, last reviewed 16th Dec 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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2%
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Latest highest rating:

5

Bern with credit union for over 18 years now always... Bern with credit union for over 18 years now always been a great help. Reviewed on: 16th December 2025
Lynn McDonough 's avatar
Lynn McDonough

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2599)

Review of the Central Credit Union, Loans:

fantastic experience with Central Credit Union.

5
I have had a fantastic experience with Central Credit Union. From the moment I joined, the customer service has been exceptional, friendly, professional, and always willing to help. The staff take the time to explain financial products clearly, ensuring members make informed decisions. Their savings and loan options are far more flexible and affordable than those of high street banks, with fair interest rates and manageable repayment terms. I particularly appreciate their commitment to financial inclusion, supporting individuals who may otherwise struggle to access traditional banking services. The online banking system is straightforward and user-friendly, making it easy to manage my account on the go. I also value the credit union’s ethical approach to finance, reinvesting in the local community rather than prioritising profit. Overall, I highly recommend Central Credit Union to anyone looking for a trustworthy and community-focused financial institution. Reviewed on: 24th March 2025

Staff are really helpful and polite

5
Staff are really helpful and polite Reviewed on: 30th July 2025

perfect company!

5
Honestly, the staff at the credit Union I use always go above and beyond for their customers. They’re so quick with replies and always polite. I can’t recommend this company enough! Reviewed on: 30th July 2025

Amazing Experience with Central Credit Union

5
I just want to share how happy I am with Central Credit Union. Honestly, their low interest rates really made a difference for me I was able to get the loan I needed without stressing over sky-high payments. The whole process was super straightforward, and the staff was genuinely friendly and helpful every step of the way. It’s rare to find a place that combines great rates with such personal, caring service. If you're looking for a trustworthy credit union that offers low interest rates and treats you like a person, I definitely recommend giving them a try Reviewed on: 30th July 2025

Very good to borrow from easy and safe

5
Very good to borrow from easy and safe Reviewed on: 30th July 2025

Quick response, friendly and professional

5
Quick response, friendly and professional Reviewed on: 30th July 2025

Am not very good with the technical side but the gir...

5
Am not very good with the technical side but the girls in break road office were the most helpful people I’ve met an talked me through everything x Reviewed on: 30th July 2025

Fast delivery on payments.

5
Fast delivery on payments. Cheap interest rates. All staff very friendly. Reviewed on: 28th July 2025

Amazing service very quick girls were so understandi...

5
Amazing service very quick girls were so understanding and polite Reviewed on: 28th July 2025

Very straight forward.

5
Very straight forward. Had a lovely lady explaining all about the loans and accounts very understandable, very good customer service and all around very kind Reviewed on: 28th July 2025

Excellent service.

5
Excellent service. Staff so helpful Reviewed on: 28th July 2025

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