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Chase Bank: Current account reviews

Name: Current account
Rating: 4.94 (48987 reviews)

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4.94

Based on 48,987 reviews, last reviewed 20th Apr 2026

452000% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

Great Great Savings rate. Great rewards rate. Great Savings rate. Great rewards Reviewed on: 20th April 2026

Latest lowest rating:

1

Pick a different bank. Initially, Chase were fine. After my account had been running normally for some time, they asked for information which I found intrusive, and told me... Read more Reviewed on: 16th April 2026

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About this product

Chase is an award-winning current account provider.

The Chase current account offers 1% cashback for your first 12 months as a new customer. You can get answers to your questions 24/7 through the app where you’ll be instantly verified and fast-tracked through security.

Chase current account reviews help you find out what it’s like to be a customer. If you’ve used Chase before, you can also leave a review and share your experience.

Awards

Best current account provider 2025

Awarded to the current account provider rated highest in UK customer reviews.

Chase Bank Current account reviews (48987)

Review of the Chase Bank, Current account:

I LOVE Chase

I love Chase. They’re fantastic for daily spending. I love the cashback offer, the savings rates, the round up feature and the integration with Nutmeg. Customer service is also beyond great via phone and chat. Reviewed on: 16th March 2023

I am happy to receive cashback for every day shopping.

I am happy to receive cashback for every day shopping. Good intrest rate for savings. And i like chase app. Easy to use. Reviewed on: 17th April 2025

Easy to use and track expenses.

Easy to use and track expenses. Clean branding and I like having card details safely stored in the app. Reviewed on: 17th April 2025

Best bank ever love the savings acct and cash comes...

Best bank ever love the savings acct and cash comes quick Reviewed on: 17th April 2025

Used for foreign trip thoroughly impressed

Using chase bank to utilise the 0% charge in the United States while in a educational trip the ease of access has been amazing and the card holder the card was delivered in was fun. Reviewed on: 17th April 2025

A Rewarding Digital-Only Option

The Chase Bank UK current account is a strong option for anyone looking for a fee-free, app-based banking experience with attractive rewards. It offers 1% cashback on everyday debit card spending in categories like groceries, fuel, and transport (up to £15/month), with no deposit requirement for the first year—after which a £1,500 monthly deposit is needed to keep earning cashback. The account also includes access to a linked savings account with a competitive 3% AER and a 5% interest “round-up” feature that saves spare change from purchases. Other highlights include a slick, user-friendly app, fee-free overseas spending, and the ability to create multiple sub-accounts for budgeting. However, it lacks an overdraft facility and doesn’t allow cash or cheque deposits, which could be a drawback for some. Despite recent cashback restrictions, customer satisfaction remains high, making Chase a compelling choice for digital-first users seeking convenience and rewards. Reviewed on: 17th April 2025

Brilliant banking going to be using my chase card wh...

Brilliant banking going to be using my chase card when I go to new york on holiday Reviewed on: 17th April 2025

Best bank for cashback.

Best bank for cashback. The app is very good too. Reviewed on: 17th April 2025

Really easy to set up and set up all my direct debit...

Really easy to set up and set up all my direct debits, i moved over from Natwest to chase and wish id done it sooner Reviewed on: 17th April 2025

Very easy to set up accounts and use the app.

Very easy to set up accounts and use the app. Good rates of interest and options for current account users Reviewed on: 17th April 2025

Very seamless service and easy to use

Very seamless service and easy to use Reviewed on: 17th April 2025

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