Paid advertisement
Smart Money People Logo
Newsletter

Chase Bank: Current account reviews

4.86
Based on 49,010 reviews, last reviewed 7th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
90% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I have found Chase to be a reliable online bank. I have found Chase to be a reliable online bank. The app is user friendly and their customer service is very good. Reviewed on: 7th July 2026
Stephanie Derrick's avatar
Stephanie Derrick

Latest lowest rating:

1

Pick a different bank. Initially, Chase were fine. After my account had been running normally for some time, they asked for information which I found intrusive, and told me... Read more Reviewed on: 16th April 2026
Net's avatar
Net

About this product

Chase is an award-winning current account provider.

The Chase current account offers 1% cashback for your first 12 months as a new customer. You can get answers to your questions 24/7 through the app where you’ll be instantly verified and fast-tracked through security.

Chase current account reviews help you find out what it’s like to be a customer. If you’ve used Chase before, you can also leave a review and share your experience.

Chase Bank Current account reviews (49010)

Review of the Chase Bank, Current account:

Account is easy to access and user friendly in regar...

4
Account is easy to access and user friendly in regard to helping me keep on top of my spending. Cash back and round up features are especially good, offering additional incentives to continue to bank with Chase Reviewed on: 6th February 2025

Excellent bank, rewards are good I really love it r...

5
Excellent bank, rewards are good I really love it recommend Reviewed on: 17th April 2025

Very good bank specially abroad and also very good i...

5
Very good bank specially abroad and also very good interp Reviewed on: 17th April 2025

Good interest rates and helpful with savings.

5
Good interest rates and helpful with savings. Reviewed on: 17th April 2025

Very good bank really enjoy it

5
Very good bank I recommend it to everyone Reviewed on: 17th April 2025

I am happy to receive cashback for every day shopping.

5
I am happy to receive cashback for every day shopping. Good intrest rate for savings. And i like chase app. Easy to use. Reviewed on: 17th April 2025

Easy to use and track expenses.

5
Easy to use and track expenses. Clean branding and I like having card details safely stored in the app. Reviewed on: 17th April 2025

Best bank ever love the savings acct and cash comes...

5
Best bank ever love the savings acct and cash comes quick Reviewed on: 17th April 2025

Used for foreign trip thoroughly impressed

5
Using chase bank to utilise the 0% charge in the United States while in a educational trip the ease of access has been amazing and the card holder the card was delivered in was fun. Reviewed on: 17th April 2025

A Rewarding Digital-Only Option

5
The Chase Bank UK current account is a strong option for anyone looking for a fee-free, app-based banking experience with attractive rewards. It offers 1% cashback on everyday debit card spending in categories like groceries, fuel, and transport (up to £15/month), with no deposit requirement for the first year—after which a £1,500 monthly deposit is needed to keep earning cashback. The account also includes access to a linked savings account with a competitive 3% AER and a 5% interest “round-up” feature that saves spare change from purchases. Other highlights include a slick, user-friendly app, fee-free overseas spending, and the ability to create multiple sub-accounts for budgeting. However, it lacks an overdraft facility and doesn’t allow cash or cheque deposits, which could be a drawback for some. Despite recent cashback restrictions, customer satisfaction remains high, making Chase a compelling choice for digital-first users seeking convenience and rewards. Reviewed on: 17th April 2025

Brilliant banking going to be using my chase card wh...

5
Brilliant banking going to be using my chase card when I go to new york on holiday Reviewed on: 17th April 2025

Do you have a different Chase Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chase Bank?

  • Savings

    from Chase Bank 4.83 from 23032 reviews
    Chase Bank
  • Credit card

    from Chase Bank 4.81 from 383 reviews
    Chase Bank
  • Chase Protect

    from Chase Bank 4.70 from 50 reviews
    Chase Bank
    View all products