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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 17th Feb 2026
5700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

I've used the app for several years, it's easy, stra... I've used the app for several years, it's easy, straightforward and fun to use and encourages me to save more money than I might otherwise and get mys... Read more Reviewed on: 17th February 2026
DNA's avatar
DNA

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18446)

Review of the Chip, Savings App:

Easy Saving

5
Chip is a great way to save money without even realising it, it takes small amounts that you don’t even notice and puts them into an account which gains interest. Very easy to withdraw funds when needed too Reviewed on: 11th March 2021

I've used the app for several years, it's easy, stra...

5
I've used the app for several years, it's easy, straightforward and fun to use and encourages me to save more money than I might otherwise and get myself a better interest rate than other providers. Reviewed on: 17th February 2026

Very quick to sort any issues.

5
Very quick to sort any issues. Excellent customer service! Reviewed on: 17th February 2026

Chip savings App

5
Excellent and professional service Reviewed on: 16th February 2026

I've been with ticks the boxes for me me

5
I've been with chip for some time now and I am so pleased I did . For me it ticks all my boxes. Their customer service is spot on as is their app. Reviewed on: 16th February 2026

Easy to save with the automatic saving function - fi...

5
Easy to save with the automatic saving function - finds money I won’t miss to save for the future. Costs little to utilise and has competitive rates Reviewed on: 15th February 2026

Chip is a breath of fresh air!

5
Chip is a breath of fresh air, no complex bonds or processes. It’s easy to “Chip” away at my savings goals. I have been saving and investing in Chip for about 7 years. In that time I have been able to afford family holidays, pay off some debts and also invest for my kids futures. All in one platform!! Reviewed on: 15th February 2026

So easy to set up and use.

5
So easy to set up and use. Encouragrs saving. Easy to deposit, move and withdraw funds. Link to bank works very well too Reviewed on: 15th February 2026

Saving otherwise not possible

5
I have been usin Chip app and have made huge savings which would have been not possible. Reviewed on: 14th February 2026

Great app

5
App shows all my accounts in good style easy to follow and chip keep me informed and easy to deal with Reviewed on: 14th February 2026

Clear, accurate and safe.

5
Great rates and clear and easy to use app. Can transfer money in and out quickly and safely. Accurate information regarding my savings on the app. Trustworthy. Reviewed on: 14th February 2026

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