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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use

5
Very happy with it. Really easy to use!! Reviewed on: 21st March 2023

Excellent Interest Rate

5
Chip provide a wide range of products and attractive and competitive interest rate. Reviewed on: 21st March 2023

Easy to use and save

5
Great app that helps one save and invest for the future. A must especially given the current economic situation Reviewed on: 21st March 2023

Great savings rates

5
Great savings rates that are sector leading Reviewed on: 21st March 2023

Simplified Saving - HOORAY!

5
I love chip, I’ve been a customer since the beginning of the pandemic and it really helped me through what were really dark Financial Times due to uncertainty and being furloughed. It’s nice to know that I’m still saving without having to manually move money around or set up a direct debit. I still get a little buzz when I get a notification that I’ve made another saving, no matter how little or small it still adds up! Reviewed on: 21st March 2023

Don't even miss the money!

5
I have never ever saved so Chip is a revelation. Easy to use totally controlled saving. Reviewed on: 21st March 2023

Hands down the best savings app!

5
Amazing rates, user friendly app and excellent customer service. Reviewed on: 21st March 2023

Fantastic App!

5
Fantastic little up and fab service. Easy to save and easy to manage. Reviewed on: 21st March 2023

Game changing savings app

5
Chip has literally turned my savings journey around. I use it to periodically save for things from car tyres to weekend breaks. The money comes out of the bank without me really feeling it and I reach my savings goals in no time at all Reviewed on: 21st March 2023

What an app!

5
Chip helps me save effortlessly and for a great monthly fees also provides me access to a Stocks and shares ISA with 0% platform fees along with some of the best interest rates on my savings currently on the market… absolute winner! Reviewed on: 21st March 2023

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