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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Variety of options to just fight inflation or invest in different assets

The App has been great for me and I used to only use it for automatic savings with a little bit of interest, but more recently it has offered a variety of investment products and different investable assets which have much higher return potential. Reviewed on: 21st March 2023

Zombie Savings - but the good kind!

I've got a very meagre income so always thought saving was for people with "money to spare". Turns out, I was wrong. The clever folks at Chip have created a savings app that can figure out how much you can afford to save and (with your explicit permission) siphon it away into an interest bearing account. I thought my chances of saving anything were dead, but Chip has revivified my corpse of an account. I urge people to sign up and use it. It just makes sense. Reviewed on: 21st March 2023

Easy to use and very rewarding

So easy to deposit and make regular savings but also easy and quick to withdraw funds too. The interest rate is also the highest for an instant access savings account so where I keep the majority of my savings currently Reviewed on: 21st March 2023

App that launched a thousand chips

I’ve been a member of chip for 5 years. It’s helped towards saving goals without feeling the pinch. Furthermore you can now grow your savings whilst saving. Reviewed on: 21st March 2023

Smart savings done right!

Chip focus on what users really want from a savings app. They offer a variety of competitive products all made available through a very intuitive platform. Reviewed on: 21st March 2023

Chip and win!

Easy to use, great interest rates, fun missives -- what's not to love? Reviewed on: 21st March 2023

Changed my finances

Using Chip has completely changed my attitude to my finances, I used to find it impossible to save, but the app saving tiny amounts regularly on my behalf has allowed me to build up my savings and meet my goals! Reviewed on: 21st March 2023

Amazing saving account

I have been with chip a few years now, I am just an ordinary working man just trying to get by. Chip has really helped me to save and now it's 3.40% I could not be happier . Reviewed on: 21st March 2023

Great app

great app really simple to use , makes saving money really easy Reviewed on: 21st March 2023

Perfect app. Even for technophobes like me

I find this app so simple to use and a great way to keep track of your investments. Chip offer some fantastic opportunities to save money if different ways to diversify your portfolio. Would highly recommend to anyone interested in saving for the future. Reviewed on: 21st March 2023

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