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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Simply the best

Easy to use app with great savings options. Great interest rates and easily accessible to my money. Great opportunities to invest too. Reviewed on: 21st March 2023

Excellent personal finance app.

Simple to use work automatic deposits and market leading interest rates. Reviewed on: 21st March 2023

The app to make you save

You can’t help but save with this app. It’s helped me pay for holidays, computers and generally stay on top on my finances. If you’re bad at saving or bad with money in general, Chip helps you become more responsible without even trying. Reviewed on: 21st March 2023

Money Made Simple

It's great to be able to carry my finances around with me in their App and know that I can (usually) get the best deal on, for example, my spare cash. Indeed, at the moment, they are offering the best instant access return and, in times when I cannot tie my money up for ages as I never know what's coming around the corner, this is a prefect solution. Highly recommended and not standing still - seem to be developing more products all the time Reviewed on: 21st March 2023

Good old Chip!

Great account, easy to use and a great experience all at a touch of an app. Reviewed on: 21st March 2023

Excellent: straightforward with some smart tech, to encourage smart financial decisions

An intuitive app, offering clear, straightforward options, encouraging savings and making the most of your money. Reviewed on: 21st March 2023

Saving made super simple

I honestly have nothing but good things to say about Chip. It makes saving super simple by linking to your existing bank and the UI of the app is really easy to use and access too. And let’s not forget the great interest rates. Truly incredible. Reviewed on: 21st March 2023

Great savings rates and super easy App to use

Just the easiest & best banking arrangement I have ever used. The app is really intuitive & easy to use; depositing funds is quick & secure; withdrawing funds is super fast; Instant Access Savings rates are the best around and the Alternative Asset Investment options are an interesting way of diversifying a portfolio. Investing in Funds, split into 3 choices of Cautious, Balanced & Adventurous, is made easy for one's risk profile preference. In short an excellent bank to use. Am very happy with Chip. Reviewed on: 21st March 2023

Excellent service from chip

Ease of use, clear communication and regular updates about account and services. A refreshing approach to banking. Reviewed on: 21st March 2023

Really good product

Brilliant banking app and services provided Reviewed on: 21st March 2023

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