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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Market leader

5
Chip is proactive in keeping savings rates which are market leading, giving top rates of interest on your savings without having to shop around for the best rates Reviewed on: 21st March 2023

Chip is the best

5
So easy to save, really intuitive and easy to use app. Regular savings Reviewed on: 21st March 2023

Can't recommend enough

5
As someone who has struggled to save having chip has made it so simple and encouraging for me to do so, even if it's just little by little. A friend recommended it to me a while ago, and since then I have never looked back and always recommend it to friends and family. Reviewed on: 21st March 2023

Amazing

5
3.4% says it all. so easy to use and just love it. Reviewed on: 21st March 2023

A one stop saving and wealth app

5
An easy to use auto-saving app providing high returns and flexibility. Save without thinking about it, perfect! Reviewed on: 21st March 2023

Chip is excellent

5
Wonderful bank with fantastic app and best interest rates! Reviewed on: 21st March 2023

Easy access savings at unbeatable rates

5
Chip provides a straightforward, no-nonsense approach to building up cash savings with the option for more diverse options if/when ready to invest. Reviewed on: 21st March 2023

Market leading interest rate

5
I have all my savings with Chip, as they provide the best interest rate and in-app experience. The team constantly communicate with me about my savings and best ways for me to maximise my returns Reviewed on: 21st March 2023

The best way to build savings

5
Thanks to Chip I first started to save money without even noticing and then I continue saving a lot from my salary every month Reviewed on: 21st March 2023

Top interest, top people, top savings app

5
A company that really looks out for their savers. Increasing interest rates, updating technology and being ready to help whenever needed. 10/10! Reviewed on: 21st March 2023

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