Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Chip is the way forward

5
Great overall experience, app is simple to use with a top interest rate. Reviewed on: 21st March 2023

All round great service

5
Like the new things chips comes with. Monthly prize draws, interest rate. Reviewed on: 21st March 2023

Chip Savings

5
One of the best accounts I have opened, managed to save pots of money with automatic save function. Always adding new features to provide its customers with a better experience on savings. Reviewed on: 21st March 2023

Best saving app

5
Loving this app have saved without even missing it. So easy to do and can withdraw anytime without penalty Reviewed on: 21st March 2023

Small amounts big savings

5
Fantastic App that has allowed me to realistically put a little away each month that won’t break the bank. I’ve been able to do for all sorts with my savings. It’s come in very handy for repairs, holidays, Christmas and those rainy days! Thank you Chip! Reviewed on: 21st March 2023

Been a member since the start..saved a lot!

5
Great App, great savings tools and great development over the years. Reviewed on: 21st March 2023

Excellent

5
Excellent app with a market leading easy access savings rate. What more could you want? Reviewed on: 21st March 2023

Amazing Chip app

5
The best app best rates! Higly recommended. Reviewed on: 21st March 2023

I love this app

5
Chip has totally changed the way I view my money, save and invest. What a company thank you Reviewed on: 21st March 2023

Great app for savings. Easy to use.

5
Really enjoy using the Chip app. Easy to save money, with great rates in bank account and Prize Saving Account. Also has a wide range of funds at different risk levels (Adventurous, Cautious, Balanced) and themes (Clean Energy, Healthcare Innovation) to invest for the long term. Highly recommended! Reviewed on: 21st March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products