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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant!

5
Amazing business!! Extremely well organised and most certainly a forward looking company. Reviewed on: 21st March 2023

Subtle, simple auto saving into interest.

5
I have saved over £10,000 without noticing, over several years. Fantastic. Reviewed on: 21st March 2023

Easy to use with amazing interest.

5
I've been using Chip for a little over a year now and the app is a delight to use. Depositing money through Bank Deposit is my default option and is totally seamless. The payout is insanely fast as well. The rate at which the interests change is quite commendable as well, providing market-leading interest rates on your deposits. I 100% recommend as the best savings app in the market today Reviewed on: 21st March 2023

Everything I need to save without thinking about it

5
I really believe this is the future and is really easy to use and invest, I would definitely recommend this to other people. Reviewed on: 21st March 2023

Great new company, great new ideas

5
I feel really fortune to have come across Chip. The whole setup shows the drive and enthusiam to succeed. Bringing innovative products to the market and creating a superb App to access their products All backed with great communication and assistance when needed. I am sure the company will become a huge success. Reviewed on: 21st March 2023

Maturing well

5
I have had cash invested with chip for years. It has had a few growing pains but the last year has seen it more focused and delivering on its targets. Reviewed on: 21st March 2023

Great product!

5
Have been using Chip for a long time now. It is a great way to save without really noticing, and the introduction of new products and services has just made the app even better. This is my go-to saving app. Reviewed on: 21st March 2023

Best saving app ever

5
Not sure how really but it just works I’ve always got a pot of gold when I need it most Reviewed on: 21st March 2023

Safe saving

5
Helpful apps for saving User friendly, easy access to savings. Responsive to changes in interest rates Reviewed on: 21st March 2023

Very easy to use and great rates

5
Chip+1 has the best rates and it's easy access and has an intuitive app Reviewed on: 21st March 2023

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