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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Awesome app

Awesome app that helped me get into the habit if saving and now has one of the best instant access saving rates Reviewed on: 21st March 2023

Chip is an amazing good company.

Chip is an amazing good company. Best customer service and very easy and self explaining in use. Reviewed on: 21st March 2023

Easy to use and makes saving simple

Chip makes saving so simple with its clean application interface. The daily interest update on accounts incentives me to continue saving. Reviewed on: 21st March 2023

Making it easy to understand investment and savings

There are so many options through chip to become a mindful saver or investor. If one option doesn’t work another one does. There’s room for the brave and the skeptical. As a woman, I’ve found it educational and encouraging to be part of chip. I was financially dyslectic and now I’m finding it easier to understand. Introducing chips blueprint to schools as a learning element would be the next step. Reviewed on: 21st March 2023

Happy to have made the switch.

So glad I made the switch. So much better than the High Street bank I was with. Reviewed on: 21st March 2023

Best there is

Best there ever will be. It’s great because it is simple and is all transparent. Not sure what else I can say! Reviewed on: 21st March 2023

Great app for automatically building up savings

Chip is great for helping me save small amounts every few days, building up a savings pot without ever really noticing it. Even when interest rates were low, the auto-save feature was great as it kept moving small-ish amounts based on what I could afford (using its AI and an Open Banking link to my account) - but now interest rates are higher, and Chip is at the top of the table, and also because they've improved their back-end and are now paying real interest, it's an even better place to keep my savings. Reviewed on: 21st March 2023

Easy, reliable and money saving!

I have been using Chip for years now after a friend of mine recommended it to me. I have been able to keep a consistent of savings which keeps me reassured incase anything happened which required some extra funds! It’s helped me plan holidays, Christmas spending and the odd treat now and then! It’s a really easy way to save, their AI automatically works out how much you can save and makes the save effortlessly. The updates since I have joined have really improved the app such as the instant access account which as a great interest rate! When the opportunity came to invest in Chip during their crowdfund campaign, I decided to invest! This was the first time I had ever invested into a company but because I had been using Chip for years, it just felt right to invest in a company that has helped me out financially so much! A great company, great staff and I look forward to more savings and the future of Chip! Reviewed on: 21st March 2023

Seamless, efficient and addictive

Chip provide a fantastic offering that lets you build up savings, get into the habit of squirrelling money away that grows and grows until you need it. Perfect service. Reviewed on: 21st March 2023

Grow your money

A great way to invest, from savings to funds to alternative investments all through one easy app. Reviewed on: 21st March 2023

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