Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Easiest Banking experience ever

5
Chip is amazing, I’ve saved money, paid off existing debt and with auto saves now have a nice little rainy day fund/savings - so easy to set up and start saving, thanks Chip! Reviewed on: 19th March 2023

Super easy app

5
Just joined CHIP it feels fresh friendly and fair Reviewed on: 19th March 2023

Great little App !

5
It does the hard work around saving .. “ little and often” works for me. Loving the high interest instant access account - couldnt get this rate anywhere else and needed to deposit a few ££ recently ahead of a big spend. Perfect and finally acknowledged in the wider press. Why wouldn’t you leave your money here .. 3.4% vs … 0.?%. Love it ! Reviewed on: 19th March 2023

Great savings and investment

5
Been with chip quite a while now brilliant for savings and investments. Reviewed on: 19th March 2023

Brilliant savings app!

5
Been using Chip for a few years and seen it evolve and the community grow. It's a great savings app- intuitive, engaging, flexible and reliable. Highly recommend and would love to see Chip win this award! Reviewed on: 19th March 2023

Chip savings

5
one of the best interest rates out there and easy use navigate Reviewed on: 19th March 2023

Best on the market

5
Superb from the outset. Highly recommended. Reviewed on: 19th March 2023

Easy and seamless

5
Very easy to work with and simple access and habit building Reviewed on: 19th March 2023

Easy to use platform

5
Great interest rates, set up saving account and deposited money in minutes. Reviewed on: 19th March 2023

Excellent

5
Chip is amazing I don't even notice the money that's taken from my account and put into my savings would highly recommend Reviewed on: 19th March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products