Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Good interest

4
Chip has a good interest rate an is easy to use Reviewed on: 18th March 2023

Useful clear app backed up by responsive customer service

4
Clear app with useful features, simple to transfer money into, save at a great easy access rate and possibility to invest with very responsive customer service, should you need support. Reviewed on: 18th March 2023

Easy to use and effective

5
Big fan of Chip. Such an easy way to save, and with a great interest rate to boot. Reviewed on: 18th March 2023

Intuitive Savings

5
Chip has helped me to save. By using AI it means I don't have to think about it, it's all done for me. Reviewed on: 18th March 2023

Top interest rate on Savings

5
Really like Chip. The App is great and very user friendly! The savings rates are currently one of the best around. Reviewed on: 18th March 2023

Market leader

5
Market leading rates and product proposition. Reviewed on: 18th March 2023

Brilliant App for Saving

5
Chip makes saving easy, the ai works out your save amount and if you need to you can change or cancel it. Everything is easy to use and the interest rates are great! Reviewed on: 18th March 2023

Great

5
Seamless efficient process to open instant access account . Very good communication and quick to answers any concerns . Reviewed on: 18th March 2023

Good app with improvements

3
The style and use of the app is great, however the charges are high and the saving pocket need improvements. Reviewed on: 18th March 2023

Top for easy access interest rate

5
Market leading easy access interest rate, plus quick and easy (in fact I'd say instant so far) deposits and withdrawals. Reviewed on: 18th March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products