Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Awesome

Very flexible with savings rate that keeps beating competitors. Reviewed on: 18th March 2023

Best savings going

Frequently offer best interest rates for easy access and offer valuable advice on pensions and mortgages Reviewed on: 18th March 2023

Best value savings accounts

Quick to raise interest rates on savings, easy platform to use with prize draw savings account and investment options. Savings very visual. Rewarding to save. Reviewed on: 18th March 2023

Very happy

Opened account recently and hubby opened one also Both very happy and can log on to them whenever we want Reviewed on: 18th March 2023

Best Savings Account out there

Chip provides one of the best savings accounts out there. With their super intuitive app a user is able to manage all their accounts and investments in one place. The future of banking is Chip. Reviewed on: 18th March 2023

Good interest rate.

Good interest rate and easy to use Reviewed on: 18th March 2023

Quick and easy and good1

Setting Chip up was very easy whihch I did do after a few checcks as i had never used Open Banking before. Setting it up for savings was also straightforward and managed to save some money over the year. Am very pleased with the interest rate which is teh best I could find for my circumstances and hope that this goes from sttrength to strength. It's become my main main savings app as I feel comfortable with the statement that all investments (up to £85000) are guaranteed by the governement, whihch is an additional peace of mind. Reviewed on: 18th March 2023

Instant payments in and out and a market leading interest rate

What's not to like so far? Fuss-free payments in and out and when another bank betters their interest rate then they put theirs up. Reviewed on: 18th March 2023

Would recommend in an instant

Amazing experience with them;go chip! Reviewed on: 18th March 2023

Great rates and super easy to use

I joined Chip because of a recommendation on the MoneySavingExpert - I'd never heard of them before. But the more I've learnt the more I like! Reviewed on: 18th March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Dashly 4.59 from 19 reviews
Personal finance app
from Delphina 5.00 from 1 reviews
Home Savings App
from Nude 4.60 from 5 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub