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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great rates. Easy to setup.

Very easy to create an account, link it to your bank and transfer in. Good customer service. Recommended. Reviewed on: 18th March 2023

Easy money management

I was introduced to Chip by a friend, and got £10 for joining. I find it easy to see where my money is and move it as necessary. The high interest on the instant access savings is great, as well as being able to see what's pending for that month. Its a real incentive to keep saving. The autosaves with Chip calculating what you can afford mean I don't have to think about it or even lift a finger and my savings just keep growing. The only downside was the latest referral scheme being out of touch for so many people. Only available if your friends/family had upwards of 5k to invest/save. That's just unrealistic for such a huge chunk of the population. Reviewed on: 18th March 2023

Amazing!

Easy banking great interest and super support Reviewed on: 18th March 2023

Great app

It helps you saving and reaching your financial goals. Automatic savings is a great feature. Interest rate is always adjusted to be the highest available. Reviewed on: 18th March 2023

Excellent

I've had no problems with chip, easy reccuring payments , safe and secure deposits and excellent rates. Makes saving easier to keep track of. Reviewed on: 18th March 2023

Great finance app

The app is very easy to use and offers many ways of investing your money. The AI is great and makes saving easy and automated but does offer the chance to vary or cancel automated saves. Reviewed on: 18th March 2023

Chip was recommended to me. Best decision I have made in 23

Opening account at 3.1% was a doodle. 2 weeks later I am earning 3.4%. what a surprise. Thank you Chip for being fair and honest. Reviewed on: 18th March 2023

Easy app great interest

Such an easy to use app with great interest rate for easy access Reviewed on: 18th March 2023

Simple saving

Chip makes it so easy to save that you don't even realise youvare saving. Reviewed on: 18th March 2023

Quick and easy way to regularly save money

This app makes saving money so much easier with the automated saves. I've never been able to save money but with Chip I've saved over £1000 in less than 6 months! Reviewed on: 18th March 2023

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