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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

good rates but no long term savings

4
Chip needs to add products for 2,3,5 year savings. Chip cancelled the call they said they would make to me because they considered I was high net worth. Reviewed on: 18th March 2023

Chips with cheese on top

5
Thank you Chip for paying an interest rate representitive of the market rate! Awesome service. Reviewed on: 18th March 2023

Fantastic Online Platform.

5
No regrets with opening my account. Easily accessible on line and a system that determines an appropriate saving, if linked to your bank, with the ability to skip a saving if you choose. No fuss, no quibbling just quality service. Reviewed on: 18th March 2023

Easy to do business with and one of the most competitive saving rates

5
Been with chip since minimum viable product - a real life “agile” journey to the great offering we see today. Reviewed on: 18th March 2023

Easy way to save

5
My brother introduced me to Chip as I needed a way to save without having cash in my home. Chip is great! I have only been saving for about 90 days and already have more than I thought was possible within that short time, with the smaller amounts being calculated I realise that I can save better. Reviewed on: 18th March 2023

Excellent

5
Great way of saving without having to think about it Reviewed on: 18th March 2023

Good rates

5
User friendly app and great rates Reviewed on: 18th March 2023

Excellent app

5
Excellent app that automatically saves for you but gives you the option to add any amount Reviewed on: 18th March 2023

Great product, great service

5
I was recommended chip by money saving expert and I've since recommended my wife use them and would encourage friends and family as well. It's a great product with lots of services tailored to help customers save. There's always help if required. Reviewed on: 18th March 2023

Great opportunity

4
Great experience with chip excellent customer service Reviewed on: 18th March 2023

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