Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Awesome interest rate!

5
Chip offers a great savings account paying very good interest rate and I can also access my money whenever I want! Reviewed on: 17th March 2023

Great service and rates.

5
The best interest rates around for instant access savings. Reviewed on: 17th March 2023

Very Good App

5
I love Chip more thank I love my highstreet bank Reviewed on: 17th March 2023

Great savings app with loads of features

5
Had this app from the beginning, use all their high interest savings accounts and investment accounts. Grown from strength to strength and has a great UI too! Reviewed on: 17th March 2023

Amazing app. Great rates.

5
The app itself along with the concept of Chip is brilliant. What I love the most is how quickly they pass better interest rates on the customer, which is often faster than anyone else in the retail sector. Reviewed on: 17th March 2023

Easiest savings app and investment app about

5
Was so impressed with Chip that I invested in the company too. Fast response time to changing bank interest rates. Big banks not passing on interest hikes unlike chip. Know where I am putting my money. Reviewed on: 17th March 2023

Very useful for creating financial freedom

5
I can recommend CHIC because it’s a easy to use app that helps you create financial wealth and fredom. Reviewed on: 17th March 2023

Easy, simple, effective

5
By using chip I have been able to save up for an buy a house while also staying in complete control of all my finances, the app is simple but effective from start to end, the customer service is out of this world, I was able to solver every issue I’ve had within 10 minutes on the live chat something that couldn’t be said for other companies. To top it off they have a market leading rate which is a no brainer. Reviewed on: 17th March 2023

An easy way to save

5
I’ve Effortlessly saved a few thousand pounds with this clever app as it takes small amounts each week from my current account. Reviewed on: 17th March 2023

Best saving app

5
High interest rate Easy access to withdraw and deposit Money Great customer service Reviewed on: 17th March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products