Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Really good savings rate

Really good savings rate that actually does increase as advertised. However the charges on the automatic saving is a bit of a downside, previously being able to set up a standing order to pay something in monthly for free from my bank versus having to pay for it on chip is the only downside. Reviewed on: 17th March 2023

Chipping away

Great to see CHIP really encouraging saving and the needs of savers. Reviewed on: 17th March 2023

Chip has made me excited about saving money!

Chip has made me genuinely excited to take a closer look at my finances, helped me figure out how much I could save (and that it's more than I thought!), and made me feel more positive about my financial future. Reviewed on: 17th March 2023

Quick for updating savings rate

I like Chip because they are quick to update their savings rate and I like the prize draw account. Reviewed on: 17th March 2023

Great interest rate

Easy to use app with marketing leading instant saving rate Reviewed on: 17th March 2023

The best online savings account!

Chip has really helped me step up my savings and take it seriously. They have an amazing range of different accounts and plans to suit each individual and they have prize draws to entice you to save I would recommend chip to everyone I know!! Reviewed on: 17th March 2023

Great savings app

Great rates and easy to use app - I have told my friends about it to help them save! Reviewed on: 17th March 2023

Great app for money

I like using chip for good rates and access to investment funds. ChipX is good Reviewed on: 17th March 2023

Great app, great savings account

I’ve been using Chip since November and it’s great to use. The Stories feature makes it feel modern and the 3.4% savings account can’t be beaten. Reviewed on: 17th March 2023

The best way to save

So easy and quick to build up your savings, I don’t even realise half the time that I’m still saving money. Reviewed on: 17th March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal finance app
from Doshi app 4.63 from 1148 reviews
Money Transfer
from Smart Currency Exchange 4.63 from 31 reviews
Mobile Wallet
from bibimoney 5.00 from 1 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub