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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Transparent and Fair

Easy to set up, easy to save and adjust settings. Automatic adjustment of interest rates - ie no rip off locked rates which only move down like high street bank saving products. good stuff. Reviewed on: 14th March 2023

Simple, smart saving

An all round brilliant app. Chip have made saving so easy and with their instant savings account always updating their rates it makes them the best on the market. Putting all the "big" names to shame. Reviewed on: 13th March 2023

Great app

Really easy to use and move your money to the best available accounts Reviewed on: 13th March 2023

Excellent

Excellent and easy to set up, and I’ve already got a few friends to join already A***** Reviewed on: 13th March 2023

Easy Fast Rewarding

I only joined Chip in February 2023, and I’m very impressed by the speed at which I can access the phone app and carry out all my transactions. Chip is young, novel, ultra convenient, innovative and, so far, leading the field in interest paying savings accounts. I give it 10 out of 10. Reviewed on: 13th March 2023

Excellent money saving bank

Very useful and simple way to save money, very effective and informative. Reviewed on: 13th March 2023

Foolish not to have it.

Where to begin, This App is amazing, so easy to navigate with its UI and has some of the best Saving Rates out there. Offers great prizes with other account types and is always being improved with community feedback. I want to stress the community part here as with many other Financial apps out there, alot of feedback falls on deaf ears. Chips customer support knows there is no stupid questions. From helping in the app to explaining the interest or account in detail. Let us not forget the so called silent partner in this, ClearBank. Would it be possible without them, hard to say. I believe it could but it would be much more difficult. Would I recommend this app? Without hesitation. But personally I would recall the free subscription plan if you are not looking to invest in stocks. Reviewed on: 13th March 2023

Easy, safe, intuitive and transparent

I love using chip. It has amazing functions. The regular articles and help functions have empowered me to maximise savings more than I’ve ever been able to with another bank Reviewed on: 13th March 2023

Convenience and efficiency

From the beginning of my association with Chip, it has been a perfect match with bank account. It is easy to navigate and operate. Reviewed on: 13th March 2023

Great attitude to customer support goes with with great products

Trouble-free finances once it's set up, and I had reason to contact them with some questions - fantastic, personal response, really went the extra mile. Felt like they actually want to spend more time hearing customer's thoughts rather than getting the conversation over as quickly as possible. Reviewed on: 13th March 2023

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