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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent interest rates

4
Just joined but happy so far with the interest rates and response in dealing with my queries Reviewed on: 13th March 2023

Brilliant bank

5
Very helpful. Rate of interest veru good Reviewed on: 13th March 2023

Excellent rates, smooth operations

5
Bonus points for uping my interest rates to march their most recent advertised one. Superb customer service Reviewed on: 13th March 2023

Wonderful Chip.

5
I've been with Chip almost 3 years now. I found them online and liked what they were saying so thought I'd give them a try. They keep me informed, point me in the right direction for the best accounts. I love CHIP. ❤️ Reviewed on: 13th March 2023

Nothing else like it.

5
I've only been using Chip for a month. But I love what it has to offer compared to many traditional banks. Reviewed on: 13th March 2023

A great savings app

5
I like the opportunity given by the app to win a 10k jackpot every month. Reviewed on: 13th March 2023

Best saving app around

5
Easy to use plus best interest rate’s available for instant access savings account Reviewed on: 13th March 2023

Great intrest rates

5
Great interest rates on savings product. Simple and easy to use. Have recommended to friends Reviewed on: 13th March 2023

Brilliant

5
Love watching my savings go up daily with brilliant intrest rates .I love chip best saving and banking app ever . Reviewed on: 13th March 2023

Chip wiped out my NatWest savings account. Lol

5
1.5% with NatWest if you have over £25,000 in savings, or 3.4% for any amount with Chip. I had only one choice to move all my savings over to Chip and still have access to it 24/7. Reviewed on: 13th March 2023

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