Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

View other Chip products

4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18463)

an excellent savings model

Chip is working very well, going from strength to strength, with innovative saving ideas Reviewed on: 24th February 2023

No hassle & safe

Easy to set up and use on a daily basis. Reviewed on: 24th February 2023

Best interest, Best Investments

Compared to the bank account Chip is linked to, I'm getting an easy 2% extra savings (FSCS protected), with no catches. Investment options are free and always available, what more can you ask for? Reviewed on: 24th February 2023

Fast and ever better

The app is great with fast withdrawals and lots of account types with good returns. Reviewed on: 24th February 2023

Easy, Smooth, Excellent Rates

CHIP is well worth using to manage savings accounts and make investments via an ISA OR GIA. Interests rates are market leading and beat other apps like Plum at the free membership level alone. There are negatives which mean I can't give this app a maximum score such as the new algorithm fee, CHIP X doesn't seem to add enough to justify it unless you want certain investment funds they offer and you can't manage multiple user accounts on a single device without deleting & downloading again. Note that CHIP also need a your mobile number which competitors like Plum avoid by allowing you to log out. Reviewed on: 24th February 2023

Chip savings keep growing

It always feels to me like Chip steals money from my account, then saves it for me. When I see my savings balance, I am surprised how much more you save this way! Love it! Reviewed on: 24th February 2023

Best rates, simple

They offer the highest rates almost always actually tracking the base rate as financial institutions should. Great! Reviewed on: 24th February 2023

The Adaptive Fintech

Excellent service, you can invest, you can save, the rates are excellent and not fixed either. The easy access saver is one i Of the best around and the interest is updated regularly. Giving more power to the user. Adaptive, new and forward thinking. The app/company/bank that feels human Reviewed on: 24th February 2023

Fresh and Exciting

Chip offer an innovative approach to banking that leaves the big boys in the dark ages. Reviewed on: 24th February 2023

Easy to use, easy to save

Since using Chip my savings have increased quickly and easily, I’d recommend it to anyone Reviewed on: 24th February 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App (discontinued)
from Yolt (inactive) 4.87 from 607 reviews
Curve Card
from Curve 3.64 from 96 reviews
Money Transfer
from Paysend 1.94 from 29 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub