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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Modern banking. Good interest rate

5
Innovative bank with many accounts choices. Good rates of interest offered Reviewed on: 24th February 2023

Best saving app

5
We all need a guardian angel to help us save in a way ,that is unnoticeable.Really good app -my savings are consistlently growing, Reviewed on: 24th February 2023

Chip is top Donny

5
The bank I always needed but never knew I wanted. I’ve saved so much money through Chip and I tell anyone who will listen about them. They make me want to work for them, that’s how good they are. Reviewed on: 23rd February 2023

Offers different investment and saving options, wrapped into one

5
Constantly innovating and improving. A company that will support you in your financial goals for the long term. They’re very good at listening to feedback from their users too. Reviewed on: 23rd February 2023

market-leading

5
Great rates and with a great app. Reviewed on: 23rd February 2023

Easy peasy!

5
The best thing about Chip is how easy and manageable it is. Even with a very little understanding of investing and money you can start making the most of your money! And of course how quickly their interest rates catch up with the market!! Reviewed on: 23rd February 2023

How all banks should be.

5
The rates of interest I earn are excellent and I get messages to advise me about moving money from my accounts when they could earn more. Reviewed on: 23rd February 2023

Chip App

4
Simple and easy to use app. Very easy to deposit and return funds Reviewed on: 23rd February 2023

The easiest money savings solution out there

5
Not only Chip has one of the top savings interest rates, but I also don’t even need to do anything for my savings to grow. Reviewed on: 23rd February 2023

Always the best for interest rates

5
Never need look further for a better interest rate, they save you the trouble! Reviewed on: 23rd February 2023

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