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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great Savings Bank

5
Great bank, I’ve been recommending to anyone who will listen. Excellent app and AI capabilities. Reviewed on: 23rd February 2023

Great experience

5
Have had a great experience with Chip, very easy to use and does exactly what they say they do. Reviewed on: 23rd February 2023

Easy to use.

5
You save without really noticing. Top outfit Reviewed on: 23rd February 2023

Clever, easy to use savings app!

5
Clever, easy to use app. Really makes saving easier. Great savings rates too! Reviewed on: 23rd February 2023

Makes saving and investing so easy

5
Love the open banking integration to allow instant deposit into my market leading savings account Reviewed on: 23rd February 2023

Modern solution to a current issue

5
Very easy to open account. Great features to aid saving and ensuring customers can make their money earn as much interest as possible whilst still being able to easily deposit/withdraw quickly. I couldn't fault Chip in ensuring their accounts are also top tier rates unlike many other banks who are happy to pay paltry interest rates. Reviewed on: 23rd February 2023

Top tech, top rates

5
Evrything a Bank should be, highly efficient, innovative, and market leading products Reviewed on: 23rd February 2023

Banking made easy

5
Great rates and very easy to use. Lot's of different types of funds something for everyone Reviewed on: 23rd February 2023

A great app, with great interest

5
The app is intuitive and well designed and the savings interest rate remains competitive Reviewed on: 23rd February 2023

Sleek, professional and a modern way to save!

5
Chip has a nice portfolio of savings and investment products, the app is user friendly and the customer service is refreshing. Reviewed on: 23rd February 2023

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