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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Very good and very convenient

Cannot fault the app or the experience I’ve had. Has only benefited me and my ability to save money Reviewed on: 23rd February 2023

Quick easy great returns

Great app easy to use , Market leading rates Reviewed on: 23rd February 2023

Super Competitive Rates

User friendly and market leading! Reviewed on: 23rd February 2023

Chip the best

I am so impressed with Chip so easy really helps with the savings and watching it grow is so encouraging and makes you want to save more I am so pleased I discovered Chip and I have recommended to many friends and family who have also been very impressed Reviewed on: 23rd February 2023

Easy peasy

A great bank for savings and investments. Easy to use and intuitive. No hidden clauses or ambiguous terms and conditions. Reviewed on: 23rd February 2023

Great banking app

I'm excited what they will do next. The instant saving account has now jumped to the highest rate in the country. They have many options for ISA savings and this last year offered opportunity to buy a small share of luxury goods like wine and a perfect condition Ferrari testerosta. I like to think I own at least two wheel nuts. They plan on launching art next. On the few occasions I have needed to contact the customer service over the last few years they have solved the issue straight away. Reviewed on: 23rd February 2023

Great app with easy options to save and brilliant interest rate

The app is really easy to use. I love the autosave feature, and the fact that I can adjust my save level as I wish. The savings account offers a great interest rate, now up to 3.15%. Reviewed on: 23rd February 2023

All-in-one savings app

Versatile app with features for every kind of saver or invested. Reviewed on: 23rd February 2023

The best App on the block

This App does everything they say it will. Great AI lets you save without thinking about it. Before you know it you have hundreds in your account getting market leading interest. Their wealth management facilities are simple and comprehensive allowing you to invest easily whilst understanding the risks involved Overall a very competent tool to help grow your money. Reviewed on: 23rd February 2023

Excellent fintech bank Chip

I have been a user of Chip for just over 1 year. Their Autosave feature is highly convenient, enabling saving without having to lift a finger, encouraging good habits. The monthly prize draw is an inventive take on the Premium Bond model. The opportunity to take fractional ownership of high value items- supercars, fine wines, art works- is innovative and an exciting area to get involved in for ‘everyday’ (non- super high net worth) individuals. Reviewed on: 23rd February 2023

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