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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18214 reviews)

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4.94

Based on 18,214 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18214)

Review of the Chip, Savings App:

No idea what they are doing.

Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is seemingly desperate to appeal to people with huge assets, people who would have very little need to move to this company that communicates poorly, doesn’t bother to tell you when their interest rates go down, and is desperate for you to pay each month for no real advantage. I stuck with chip for far too long, a good bit of sunk-cost fallacy there, but when I finally had the chance to take a proper look at their competitors, the choice was simple. Stay with a company that has no interest in keeping me as a customer, or move elsewhere and actually make my money work. Reviewed on: 22nd April 2025

Amazing returns on savings.

Amazing returns on savings. All carried out by AI. Direct connection to your bank account. So very secure. Reviewed on: 28th March 2025

I’d say chip is the best bank for savings, i’ve reco...

I’d say chip is the best bank for savings, i’ve recommended it to friends and family and they’ve all loved it. especially my older family members, it’s very easy to navigate and there’s always customer services if any help is needed :) Reviewed on: 28th March 2025

Very good so far.

Very good so far. Ease of access and relatively good interest rates on savings plus the £85k guarantee. Reviewed on: 28th March 2025

Savings rates

In my time with Chip, they have consistently offered the highest interest rate on my savings. They also alter the interest rate on my savings automatically rather than leaving me in a poor savings account- unlike many of the other savings providers out there. I have recommended Chip to friends and family on numerous occasions and will continue to do so. Thank you Chip. Reviewed on: 28th March 2025

Always a fantastic connection.

Always a fantastic connection. Quick and easy to use app with great interest rates and up to date information given Reviewed on: 28th March 2025

I have found it very simple and easy to use, custome...

I have found it very simple and easy to use, customer service has been brilliant Reviewed on: 28th March 2025

Long time user, great rates, great UI

Long time user, great rates, great UI Reviewed on: 28th March 2025

Haven’t used customer services as I haven’t needed t...

Haven’t used customer services as I haven’t needed them. Very simple to use and access to my money has never been a problem. Reviewed on: 28th March 2025

Every thing works well.

Every thing works well. Kept me informed. Good interest rates. Reviewed on: 28th March 2025

Yeah all good , cant complain app easy to use

Yeah all good , cant complain app easy to use Reviewed on: 28th March 2025

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