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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Very good

Very good platform. Happy with everything so far. Reviewed on: 23rd February 2023

Swift. Reliable. Good interest.

Solid interest that inflates at least biannually. Easy to use interface too. Good service. Reviewed on: 23rd February 2023

So easy

I love that I barely even notice my savings building up. I'll check the app and realise I have savings I didn't know about. The app is very user friendly and the instant access account does what it says on the tin. I've been using it for a few years now and haven't been tempted away yet. Reviewed on: 22nd February 2023

Chip savings app

A great offer from best in class easy access rates, prize funds accounts and diversified assets classes to invest your money in and for the other stock market investments partnered with Blackrock. Reviewed on: 22nd February 2023

Innovative way to save and so easy !

great experience - with great innovations for investment and always the best interest rates! Definitely an app to use ! Reviewed on: 22nd February 2023

Easy Banking

Savings account was easy to set up on the App and they give you a great rate of interest, especially as it’s no longer a “bonus”. Reviewed on: 22nd February 2023

Fantastic

Really easy to use app and great interest rates Reviewed on: 21st February 2023

Simple and easy money saving app

Simple and easy money saving app that just makes takes the worry of saving out of my hands. Fantastic interest rates at the moment make it a leader for savings at the moment too! Reviewed on: 20th February 2023

Great user experience and regularly improving product mix

The app is very simple to use and connect to your bank accounts. The products on offer a relatively broad and they have been quick to improve their savings offering as market rates evolved. Reviewed on: 20th February 2023

Refreshing New Savings & Investments

I first learned about CHIP through a Crowdfunding event where I invested a small amount in their company and I've since gone on to be a customer. Their accounts are 'market leading' and the 'user-friendliness' of their mobile App is superb. They have innovative savings mechanisms allowing people to save unconsciously and you can get to you money instantly if you need to withdraw, or have saved too much and need some back in your current account. Excellent all round. Reviewed on: 20th February 2023

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