Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Autosave small affordable amounts regularly!

5
An excellent way to save without the pain, autosave small affordable amounts regularly without missing it to achieve your savings goal!!! Reviewed on: 20th February 2023

Great app with everything you need in one place

5
Chip has helped me to save so much over the years and I love their selection of products. Reviewed on: 20th February 2023

Easy efficient money saving

5
Love this app, makes saving simple, gives good returns Reviewed on: 20th February 2023

Makes saving a doddle

5
Been using chip since the beginning and I love the way I can save manageable amounts regularly but if I need some back then that’s no problem either - I’ve recommended them to many of my family and friends. Reviewed on: 20th February 2023

Fantastic Investment/ Savings App

5
For someone who has always felt intimidated by investing, Chip makes it easy to understand and more importantly, take proactive action by automating investments. Reviewed on: 20th February 2023

Best savings app ever

5
Great combination of different savings and investment apps, always on top of latest interest rate rises Reviewed on: 19th February 2023

Easy money

5
Easy to use,easily the best and easy to get the highest return on spare cash. Reviewed on: 19th February 2023

Easy flexible saving and investment platform

5
Excellent app that gives you great access to premium investment services. Reviewed on: 18th February 2023

Easy to use with great rates!

5
The CHIP app is so easy to use, especially with the auto save feature, and the rates with full interest now are market leading. Being able to easily invest in a Black Rock fund where professionals do the leg work for you on a simple tiered risk structure is first class. Its just so easy! Reviewed on: 18th February 2023

Savings

5
Chip are excellent at helping me to save Reviewed on: 18th February 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products