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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy to use app with a great interest rate

Have been using Chip for a number of years now and the interest rates are competitive and they are looking to innovate to differentiate themselves which I do like. Reviewed on: 18th February 2023

Great saving and investment app

Chip allows for great savings at excellent rates and investing made simple Reviewed on: 18th February 2023

The easiest way to save!

I love how the app just chips away at adding savings so I don't have to think about it. You are in complete control if you want to override any. Chip offer good interest rates. I also like how Chip continually innovative on different ways to save and invest. I am recommending Chip to all my friends and family. Reviewed on: 18th February 2023

CHIP is a banking app marvel!

Brilliant idea. Great products and saves me money without noticing it Reviewed on: 17th February 2023

Cash prizes just for saving

Easy to use savings app which rewards you with the chance to win cash prizes simply for saving. Reviewed on: 17th February 2023

Saving so easy!

I love chip. It makes saving so easy and they have a great range of products. From best in the market savings rates to prize draw funds and investments. I love logging in every day to see how my money is doing and seeing my savings go up without noticing the impact on my bank account. And best of all it’s so simple to take money out whenever you need it! Love, love, love chip! Reviewed on: 17th February 2023

Saving made easy

Great rate, super easy set up and easy to use. Almost painless saving Reviewed on: 17th February 2023

So simple to use, makes you feel in control. Makes investing less scary!

I've been looking for an app to help with saving and investing for a while but then came across chip. I felt really comfortable with their brand and voice so I jumped in. Really happy with their range of products and the benefits that come with them. Ethical investing was a big one in me signing up to Chip X too. Reviewed on: 17th February 2023

Makes saving easy.

What a great idea. Have saved £2000 and not even missed it Reviewed on: 17th February 2023

Great app based savings account

Been with Chip for around 1 year and very happy with the app. It does many things right but I really like it displays how much interest you earn per day, this isn’t a feature That many other banks show but should be universal. Reviewed on: 17th February 2023

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