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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Amazing

5
Set it and forget it. It moves just the right amount out of my account at just the right time and whacks it into savings. Somehow it knows I’d have spent it otherwise! Reviewed on: 15th February 2023

Arguably the best app in the market right now

5
I find the service provided good thus far, and would be happy to recommend to friends and family Reviewed on: 15th February 2023

Revelation in Investing

5
Simple smooth user interface with multiple investment and savings options. A breath of fresh air from banks Reviewed on: 15th February 2023

Easy, safe savings

5
Saving cannot be simpler Set up your auto save option (of several) and let the app do the rest. Money can be instantly accessed or 90 days(your choice) and a massive (currently 3.05%AER) top interest rate. There's lots more great extra features and options to discover. You won't regret it, do it now Reviewed on: 15th February 2023

One Stop Shop for personal finance

5
Brings variety of savings & investment options to retail investors which were never available in the past via high street banks. Reviewed on: 15th February 2023

Helps me save more

5
Helps me save over £3000 a year extra with out having to think about it or worry Reviewed on: 15th February 2023

Best app for this

5
Love how it stays on top if interest rates. Love how it only takes what I can afford and customer service has always been great Reviewed on: 15th February 2023

Great app with great rates

5
Brilliant user experience in the app, best rates in the .arket and now compounding as well. I highly recommend Chip. Reviewed on: 15th February 2023

Excellent Savings App

5
Such a good app for saving. Market leading rates and variety of accounts available. You can easily build up savings. Reviewed on: 15th February 2023

Great app to make savings easy

5
Saving for over 5 years with Chip. Various savings products that are regularly reviewed and interest rates offered keep up with base rate changes. A great way to save without feeling it Reviewed on: 15th February 2023

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