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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best interest rates and communication

Chip not only has amazing interest rates and visuals so you can visualize your savings goals and see where you've come from. It also communicates like your finance friend! If feels fun and interesting to know more about saving and investment with chip. Reviewed on: 16th February 2023

Outstanding

Customer for years and they just keep getting better with new innovations and technology. Reviewed on: 16th February 2023

Awesome

I’ve never saved until now. So easy. Reviewed on: 16th February 2023

Chip is a progressive form of banking

I love the ease and flexibility of Chip and the fact that I feel like my custom is valued. Reviewed on: 16th February 2023

Chip delivers

Chip have great customer service and a diverse product set. Thank you. Reviewed on: 16th February 2023

Never saved so much

I have been using chip for about 3 years and have never saved so much. I love the AI that looks at the transaction flow of my bank account which works out what I can afford to save without missing it and makes automatic saves of small amounts. They also have the best savings rate of 3.05% in the market. I also have access to alternative investments such as wine and cars, truly democratising saving. Reviewed on: 16th February 2023

Game changer for enabling personal savings

I was looking for a way of automatically reviewing my finances and putting away the additional money I had without my interference. Wow. Chip did that and more. I have seen my savings pot grow and had 0 impact on my spending. I have been that impressed I have sold the dream to my nearest and dearest and also multiple friends. Reviewed on: 16th February 2023

Banking for today

I have followed Chip from the start and even invested in it. I am not very knowledgeable when it comes to banking but these guys make it easy. I love Chip Reviewed on: 15th February 2023

Innovative new products with clear information m

Bring new offers to members which are creative and thought-provoking. Offers are graded by risk v reward Reviewed on: 15th February 2023

CHIP - Easy Savings App

An easy, convenient way to save! The straightforward App is simple to navigate, providing all the essential info about your account(s) in just a few clicks! Lots of useful features to help you reach your savings goals too. Interest rates are competitive, the App is very secure and communication from the company is regular and informative. Reviewed on: 15th February 2023

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