Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Chip has been great

5
Recurring and Autosaves have helped me save money that I would have never done before. It has helped me save for the kids birthdays, Christmas, holidays and to pay off loans and bills freeing more money to save. Reviewed on: 15th February 2023

Easy as chip

5
Of all my apps including the non banking ones, chip is the most intuitive:) Reviewed on: 15th February 2023

Makes saving easy

5
Intuitive app, new accounts with good rates, easy transfers and auto saving Reviewed on: 15th February 2023

No1 Savibgs App

5
Super easy to use. It saves intuitively. They auto increase savings rates. A few investment options too. Great app Reviewed on: 15th February 2023

Easy to access and simple

5
Never saved appropriately before Made so simple and manage to go on holiday Reviewed on: 15th February 2023

Fantastic interest rate

5
I have been with CHIP easy access savings for 2 years and am over the moon with how much I've saved without missing the money. I have now decided to move my other savings from Lloyd's saving account which has an interest rate of 0.60% to CHIP instant access account due to their brilliant 3.06% interest Reviewed on: 15th February 2023

Easy to use

5
Easy to use, good variety of accounts and investments. Quick deposits and withdrawals. Reviewed on: 15th February 2023

easy

5
there could be no easier way to save and invest than the Chip app Reviewed on: 15th February 2023

Great for hassle free saving and investment

5
This saves little and often automatically based on an affordable analysis from your bank account and it soon adds up to a pretty sum, then you can easily and simply invest in longer term funds all within the app. Also offers alternative investments if you fancy, never thought I would own a ferrari, even if it is only a share in one! Reviewed on: 15th February 2023

By far the best savings available

5
By far the best savings app available with great interest rates and easy access Reviewed on: 15th February 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products