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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best app for savings and investments

5
Chip is by far the best app for savings and investments. The AI saving logic is awesome - as the name suggests - chipping away at your bank balance and siphoning off an amount that’s small enough not to notice but big enough to make a difference. Awesome idea. Reviewed on: 15th February 2023

Great online banking app

5
Easy to use and a range of ways to invest. Reviewed on: 15th February 2023

Great banking app

4
A great app to save your money, easy to withdraw and invest. Reviewed on: 15th February 2023

great rewards

5
chip is a great way to save without to much effort with great returns and easy withdrawal i would deffo recomend Reviewed on: 15th February 2023

Brilliant way to save little and often

5
Love the auto-saves and pay day put away, had helped me save for my hols Reviewed on: 15th February 2023

Easy way to build up savings and great interest rates

5
Set up an account 2 yeas ago and it’s been so helpful to have the regular save, the mini saves etc. Reviewed on: 15th February 2023

Ever evolving savings app

5
I’ve been with Chip since the early days and they have always given great service, looked out for their customers and aimed to offer the best savings around. Highly recommended! Reviewed on: 15th February 2023

Slick, excellent user interface and customer experience

5
Innovative, market defining and truly bringing banking to masses. Its the ease of access and comms that set them apart. Reviewed on: 15th February 2023

Incredible platform and service

5
User friendly, technologically advanced leading to effortless saving bundled with rewards most large banks can't or won't offer. Couldnt be happier! Reviewed on: 15th February 2023

So simple yet so effective

5
Chip is the only bank I'd trust to help me build my savings for the future. Reviewed on: 15th February 2023

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